tag:blogger.com,1999:blog-51741441629287522082024-01-17T10:10:57.633+07:00Economic Articleeconomic article, finance, financial service, insurance, bank and other economic informationTatanhttp://www.blogger.com/profile/03563625582941561792noreply@blogger.comBlogger75125tag:blogger.com,1999:blog-5174144162928752208.post-87718134399062727502012-03-07T13:50:00.000+07:002012-03-07T13:50:10.707+07:00Economic Potential of West Aceh<!--[if gte mso 9]><xml> <w:WordDocument> <w:View>Normal</w:View> <w:Zoom>0</w:Zoom> <w:TrackMoves/> <w:TrackFormatting/> <w:PunctuationKerning/> <w:ValidateAgainstSchemas/> <w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid> <w:IgnoreMixedContent>false</w:IgnoreMixedContent> <w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText> <w:DoNotPromoteQF/> <w:LidThemeOther>EN-US</w:LidThemeOther> <w:LidThemeAsian>X-NONE</w:LidThemeAsian> <w:LidThemeComplexScript>X-NONE</w:LidThemeComplexScript> <w:Compatibility> <w:BreakWrappedTables/> <w:SnapToGridInCell/> <w:WrapTextWithPunct/> <w:UseAsianBreakRules/> <w:DontGrowAutofit/> <w:SplitPgBreakAndParaMark/> <w:DontVertAlignCellWithSp/> <w:DontBreakConstrainedForcedTables/> <w:DontVertAlignInTxbx/> <w:Word11KerningPairs/> <w:CachedColBalance/> </w:Compatibility> <w:BrowserLevel>MicrosoftInternetExplorer4</w:BrowserLevel> <m:mathPr> <m:mathFont m:val="Cambria Math"/> <m:brkBin m:val="before"/> <m:brkBinSub m:val="--"/> <m:smallFrac m:val="off"/> <m:dispDef/> <m:lMargin m:val="0"/> <m:rMargin m:val="0"/> <m:defJc m:val="centerGroup"/> <m:wrapIndent m:val="1440"/> <m:intLim m:val="subSup"/> <m:naryLim m:val="undOvr"/> </m:mathPr></w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml> <w:LatentStyles DefLockedState="false" DefUnhideWhenUsed="true"
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</style> <![endif]--><span class="longtext"><span lang="EN" style="font-family: "Calibri","sans-serif"; font-size: 11.0pt; line-height: 115%; mso-ansi-language: EN; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">The total area of </span><span lang="EN" style="font-family: "Cambria Math","serif"; font-size: 11.0pt; line-height: 115%; mso-ansi-language: EN; mso-bidi-font-family: "Cambria Math"; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;"></span><span lang="EN" style="font-family: "Calibri","sans-serif"; font-size: 11.0pt; line-height: 115%; mso-ansi-language: EN; mso-bidi-font-family: Calibri; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;">this district is 2929.95 km 2, District consists of: - 11 districts - 33 mukim and - 314 villages.</span></span><span lang="EN" style="font-family: "Calibri","sans-serif"; font-size: 11.0pt; line-height: 115%; mso-ansi-language: EN; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;"><br />
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<span class="longtext"></span><span title="Topografi kabupaten ini terdiri dari: - daerah pantai 25 desa, - daerah lembah 39 desa, - lereng 44 desa, dan - dataran 213 desa.">Topography of this district consists of: - 25 coastal villages, - the valley of 39 villages, - the slopes of 44 villages, and - plain 213 villages.</span><br />
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<span class="longtext"></span><span title="Potensi sumberdaya alam Kabupaten Aceh Barat relatif memadai karena posisi geografis kabupaten ini yang mempunyai luas areal lautan dan lahan yang cukup baik karena mempunyai potensi sumberdaya alam.">Natural resources of West Aceh district is relatively adequate for geographical position of this district has a total area of </span></span><span class="longtext"><span lang="EN" style="font-family: "Cambria Math","serif"; font-size: 11.0pt; line-height: 115%; mso-ansi-language: EN; mso-bidi-font-family: "Cambria Math"; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;"></span><span lang="EN" style="font-family: "Calibri","sans-serif"; font-size: 11.0pt; line-height: 115%; mso-ansi-language: EN; mso-bidi-font-family: Calibri; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;">the ocean and the land</span><span lang="EN" style="font-family: "Calibri","sans-serif"; font-size: 11.0pt; line-height: 115%; mso-ansi-language: EN; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;"> is quite good because it has the potential of natural resources.</span></span><span lang="EN" style="font-family: "Calibri","sans-serif"; font-size: 11.0pt; line-height: 115%; mso-ansi-language: EN; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;"><br />
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<span class="longtext"></span><span title="Kehutanan : Kayu dan rotan (manau dan semambu).">Forestry: Timber and rattan (manau and semambu).</span><br />
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<span class="longtext"></span><span title="Pertambangan">Mining</span><br />
<span class="longtext"></span><span title="Aceh Barat merupakan salah satu daerah penghasil barang tambang terkemuka diAceh.">West Aceh is one of the leading mineral producing areas diAceh. </span><span title="Batubara banyak dijumpai di cekungan Meulaboh dan kecamatan Kaway XI.">Coal is often found in Meulaboh and sub-basin Kaway XI. </span><span title="Emas terdapat di Tutut/ Kecamatan Sungai Mas.">Gold contained in Tutut / Mas River District. </span><span title="Di sekitar Krueng Woyla dan Tutut juga bisa dijumpai Perak dan Platinum.">Around Krueng Woyla and Tutut also found Silver and Platinum.</span><br />
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<span class="longtext"></span><span title="Perkebunan">Plantation</span><br />
<span class="longtext"></span><span title="Di Aceh Barat terdapat beberapa perkebunan swasta nasio- nal yang bergerak dibidang kelapa sawit dan karet.">In West Aceh, there are several private estates nationwide are engaged in oil palm and rubber. </span><span title="Selain memiliki kebun sawit, perusahaan perkebunan swasta ini juga memiliki pabrik kelapa sawit dengan kapasitas 30 ton/jam.">Besides having a palm garden, private plantation company also has a palm oil mill with a capacity of 30 tons / hour. </span><span title="Perkebunan rakyat juga banyak dijumpai di Aceh Barat seperti : Kelapa Hybrida, Kelapa, Karet, Kopi, Kelapa Sawit, Tebu, Kemiri, Kakao, Lada, Nilam, Sagu, Aren, Kapuk/Randu, Kunyit, dan Jahe.">Plantation were also encountered in West Aceh such as hybrid coconut, coconut, rubber, coffee, palm oil, sugarcane, Pecan, Cocoa, Pepper, Patchouli, Sago, Sugar, Kapok / Randu, Turmeric, and Ginger.</span><br />
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<span class="longtext"></span><span title="Pertanian & Holtikultura">Agriculture & Horticulture</span><br />
<span class="longtext"></span><span title="Padi, Jagung, Kacang Tanah, Kacang Panjang, Kacang Hijau, Ketela Pohon, Ketela Rambat, Cabai, Tomat, Terong, Timun, dan Semangka.">Rice, Corn, Peanut, Peanut Length, Green Beans, cassava, sweet potatoes, chili, tomatoes, eggplant, cucumber, and watermelon.</span><br />
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<span class="longtext"></span><span title="Perikanan">Fishery</span><br />
<span class="longtext"></span><span title="Produksi perikanan laut di Aceh Barat mencapai16.863,03 ton pertahun nya.">Marine fisheries production in West Aceh mencapai16.863, its 03 tons per year. </span><span title="Tingkat kehidupan populasi ikan lestari mulai garis pantai sampai 12 mil dikawasan ini setiap tahunnya diperkirakan mencapai 68.810,6 ton sementara kawasan samudera 12 mil sampai ZEE 200 mil tingkat populasi ikan pelagis diperkirakan 19.907,3 ton dan ikan domensial diperkirakan 14.598 ton.">Sustainable level of living fish populations from the shoreline to 12 mph this region each year is estimated at 68810.6 tonnes while the ocean 12 miles to 200 miles EEZ population level is estimated to 19907.3 tonnes of pelagic fish and fish domensial estimated 14 598 tonnes. </span><span title="Aceh Barat juga penghasil ikan budidaya, termasuk udang dan kepiting.">West Aceh is also producer of farmed fish, including shrimp and crabs. </span><span title="Ikan Nila merupakan jenis ikan yang mulai diminati petani ikan di Aceh Barat, karena sudah mulai dikenal sebagai salah satu jenis ikan yang lezat untuk dikonsumsi.">Tilapia is a popular species of fish from fish farmers in West Aceh, because it was becoming known as one kind of fish are delicious to eat. </span><span title="Produksi Ikan Tambak adalah 8,80 ton dengan luas lahan 114,30 Ha dan Ikan Kolam 27,70 ton dengan luas lahan 36,55 Ha">Pond fish production is 8.80 tons with total area of </span></span><span class="longtext"><span lang="EN" style="font-family: "Cambria Math","serif"; font-size: 11.0pt; line-height: 115%; mso-ansi-language: EN; mso-bidi-font-family: "Cambria Math"; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;"></span><span lang="EN" style="font-family: "Calibri","sans-serif"; font-size: 11.0pt; line-height: 115%; mso-ansi-language: EN; mso-bidi-font-family: Calibri; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;">114.30 hectares and</span><span lang="EN" style="font-family: "Calibri","sans-serif"; font-size: 11.0pt; line-height: 115%; mso-ansi-language: EN; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;"> Fish Swimming 27.70 tons with total area of </span><span lang="EN" style="font-family: "Cambria Math","serif"; font-size: 11.0pt; line-height: 115%; mso-ansi-language: EN; mso-bidi-font-family: "Cambria Math"; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;"></span><span lang="EN" style="font-family: "Calibri","sans-serif"; font-size: 11.0pt; line-height: 115%; mso-ansi-language: EN; mso-bidi-font-family: Calibri; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;">36.55 ha</span></span><span lang="EN" style="font-family: "Calibri","sans-serif"; font-size: 11.0pt; line-height: 115%; mso-ansi-language: EN; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;"><br />
<br />
<span class="longtext"></span><span title="Kawasan Wisata">Tourism Regions</span><br />
<span class="longtext"></span><span title="Aceh Barat memiliki pantai yang sangat indah.">West Aceh has a very beautiful beach. </span><span title="Kawasan wisata pantai ini dapat dijumpai di: - Pantai Suak Ribee - Pantai Lanaga - Pantai Lhok Bubon - Pantai Batee Puteh - Genang-Gedong">Coastal resorts can be found at: - Ribee Suak Beach - Beach Lanaga - Lhok Bubon Coast - Coast Batee Puteh - Genang-Gedong</span></span><br />
<br />
<span lang="EN" style="font-family: "Calibri","sans-serif"; font-size: 11pt; line-height: 115%;"><span title="Kawasan wisata pantai ini dapat dijumpai di: - Pantai Suak Ribee - Pantai Lanaga - Pantai Lhok Bubon - Pantai Batee Puteh - Genang-Gedong">http://acehfair.acehprov.go.id </span></span>Tatanhttp://www.blogger.com/profile/03563625582941561792noreply@blogger.com40tag:blogger.com,1999:blog-5174144162928752208.post-24488002537534537982011-12-06T08:03:00.000+07:002011-12-06T08:03:39.158+07:00Holiday SeasonLong weekend is a long-awaited moment a lot of people to eliminate the tired routines leave for a moment to re-create the body and mind become fresh. No wonder many people are taking ration coupled with the long holiday sabbatical in order to enjoy a longer holiday.<br />
<br />
The tradition of the people of Indonesia for homecoming (returning home) is ingrained throughout the region. not only Javanese people who do it, but almost all areas even for people who wander out Indonesai negeripun do. Given the current density at each ahead of the holiday homecoming danjang, the travelers is difficult to get tickets according to what he wanted. Although no price has doubled. ticket agents and travel companies are considered as the party raise the price. Tiketpun brokers do not miss these opportunities to reap the benefits.<br />
<br />
Actually the government has issued regulations regarding the upper limit and lower limit for airfare, bus or other transportation back and forth. But the fact remains there is an increase in field tickets that go beyond the specified limits. For airline companies usually abide by the rules that have been set by the government, but often there are several elements which cooperate with ticket scalpers ticket that causes a rare and people are forced to buy through brokers that cost far more expensive than listed on the ticket.<br />
<br />
TIP: To Which Will Vacation<br />
Based on my experience and also my friend's friends, there are a few tips that might be useful for you all:<br />
1. Plan your holiday from the far-distant day. eg for a plane ticket Eid, a year before D-day tickets usually can already be booked. Be careful in determining the date of departure if you will be buying tickets promo, promo tickets because usually it will be difficult if you have to do flight schedule changes. executive for train tickets and tickets are already sold 40 business days prior to departure and economic train one week before the day of departure.<br />
2. Prepare your luggage to be brought. Bring items that you really need it. the more goods you bring you will be more troublesome and also passengers. Separate place your personal items in places easily accessible. such drugs should not be included into the trunk, because if you suddenly need it will be hard to pick it up.<br />
3. Bring cash as needed. bring the money in the form of an ATM card or other shopping cards are safer than carrying cash in large numbers.<br />
4. Avoid striking appearance and Nudity. Wearing sexy clothing, flashy jewelry that will invite crime.<br />
5. If not get a ticket, your trip should be postponed. Do not buy tickets at brokers or in a place that is not official if it is not very forced at all.Tatanhttp://www.blogger.com/profile/09744367575706117016noreply@blogger.com5tag:blogger.com,1999:blog-5174144162928752208.post-25488490582985272552011-09-30T11:08:00.001+07:002011-09-30T11:10:55.101+07:00Civet coffee (Luwwak Coffee) mint flavors<div class="separator" style="clear: both; font-family: Verdana,sans-serif; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgPvCuAK-6mbJGF97BhuiEmbq2oLG3WjmpXfBLMaw_DqHcYzr-67RFFY7pBDfwuFonLXFjdiQXcNJrLYIKMB4TKdtmHzKE8sImQeh4lLw48de2tqs3VpUKf1zdLUfAgzI5jUkEDGa-q06c/s1600/kopi-luwak-coffee.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgPvCuAK-6mbJGF97BhuiEmbq2oLG3WjmpXfBLMaw_DqHcYzr-67RFFY7pBDfwuFonLXFjdiQXcNJrLYIKMB4TKdtmHzKE8sImQeh4lLw48de2tqs3VpUKf1zdLUfAgzI5jUkEDGa-q06c/s1600/kopi-luwak-coffee.jpg" /></a></div><div style="font-family: "Courier New",Courier,monospace;"><span style="font-size: small;"><span lang="EN-US" style="line-height: 115%;">What do you think if you hear about Givet Coffee or Luwak coffee? Will you be my think about coffee with special coffee taste. Luwak coffee verry famous in the word because of the taste. The price of Civet Coffee is verry expensive, but the price is worth a taste. So what do you think if you hear about Civet Coffee with min flavors?</span></span></div><div style="font-family: "Courier New",Courier,monospace;"><br />
</div><div style="font-family: "Courier New",Courier,monospace;"><span style="font-size: small;"> </span></div><div class="MsoNormal" style="font-family: "Courier New",Courier,monospace;"><span style="font-size: small;"><span lang="EN-US">As at the posting in the forum detik.com (http://forum.detik.com/wow-ada-kopi-luwak-rasa-mint-t290308.html) that in West Lampung is developing Luwak coffee mint flavors. With the development of civet coffee variant is expected to increase the attractiveness of West Lampung as a tourist destination in the province of Lampung.</span></span></div><span style="font-family: "Courier New",Courier,monospace; font-size: small;"> </span><br />
<div class="MsoNormal" style="font-family: "Courier New",Courier,monospace;"><span style="font-size: small;"><span lang="EN-US">Luwak coffee with mint flavour is a new variant of coffee flavor, Luwak coffee ment flavour-making ideas into a strategic move to boost sales of these products luwak coffee. Variations Luwak coffee products in West Lampung will impact on employers' economic improvement, other than that of the new product will add to the diversity of processed coffee products. ( Gunawan (38), luwak coffee entrepreneur from Way, Kecamatan Balik bukit, Lampung Barat, in Liwa</span></span></div><span style="font-family: "Courier New",Courier,monospace; font-size: small;"> </span><br />
<div class="MsoNormal" style="font-family: "Courier New",Courier,monospace;"><span style="font-size: small;"><span lang="EN-US">West Lampung is the largest coffee producing areas in Lampung Province. For half of the coffee region were developed as the main livelihood of local masyarat.</span></span></div><span style="font-family: "Courier New",Courier,monospace; font-size: small;"> </span><br />
<div class="MsoNormal" style="font-family: "Courier New",Courier,monospace;"><span style="font-size: small;"><span lang="EN-US">Kopi Luwak become one of the leading products in the district of West Lampung. Coffee product called West Lampungincreasingly recognized in foreign countries. Luwak coffee production is still limited mint flavor. Employers only meet consumer demand Based on the orders. Mint Luwak coffee prices reached Rp900.000/Kg.</span></span><br />
<br />
<span style="font-size: small;"><span lang="EN-US">Like my post? klik on +1 please! </span></span></div>Unknownnoreply@blogger.com13tag:blogger.com,1999:blog-5174144162928752208.post-39467642659449175682011-09-26T14:11:00.000+07:002011-09-28T07:31:10.975+07:00Spices from the Maluku<br />
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<span lang="EN-US">Maluku known as the Thousand Island area and has a socio-cultural diversity and abundant natural wealth. The Dutch called it 'the three golden from the east' of Ternate, Banda and Ambon. Before the arrival of the Dutch, Portuguese writer and physician, Tome Pirez wrote the book 'Summa Oriental' who have engraved on Ternate, Ambon and Banda as 'the spices</span><span lang="EN-US"> </span><span lang="EN-US">island '</span></div>
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<br /></div>
<div class="MsoNormal">
<span lang="EN-US">The main commodities Maluku archipelago in terms of spices are cloves and nutmeg. Both commodities are now a symbol of the province of Maluku. Maluku Province is located in eastern Indonesia with the capital Ambon. fertile soil make the province of Maluku has abundant natural resources. not only well-known spice since antiquity, the sea was also already a commodity exports to several countries such as Japan and Thaialand.</span></div>
<div class="MsoNormal">
A<span lang="EN-US">fter Splitting Provinis embarrassment, it gives birth to the northern province of Maluku. After the birth of North Maluku province is expected to natural resource management more leverage so as to increase the production of spices in north Maluku. until recently head of production at the new North Maluku reach 5,000 tons / year. nutmeg plantation area of 1,000 ha is one of the efforts of local governments to increase the production of nutmeg. with programs that support the development of production of spices and </span>marine comodity <span lang="EN-US"> in the next few years Maluku</span> will<span lang="EN-US"> get rich with the </span>spices<span lang="EN-US"> and the sea.</span><br />
<span lang="EN-US"><br /></span><br />
<span lang="EN-US">like my post? give me +1 please!</span></div>
Unknownnoreply@blogger.com3tag:blogger.com,1999:blog-5174144162928752208.post-32220320674824029362011-08-23T07:20:00.001+07:002011-08-23T07:20:44.235+07:00Mudik Time<br />
<div class="MsoNormal">Mudik or <span lang="EN-US">Homecoming is a tradition of Indonesian society during Idul Fitri arrived. The </span><span class="hps"><span lang="EN">settled foreigner</span></span><span lang="EN-US"> have prepared since long time back and forth time. for travelers that use</span><span lang="EN-US"> </span><span lang="EN-US">train, They can buy the ticket 40 days before the day of homecoming time. for the </span>travelers that use<span lang="EN-US"> plane</span>,<span lang="EN-US"> They can bay the ticket about six months earlier.</span></div><div class="MsoNormal">Mudik <span lang="EN-US">usually do urbanites in cities to their rural homelands. Large cities become deserted while in the township became crowded during homecoming. Migrants from various regions gathered in their hometown. The gathering of the community is always accompanied by economic activity in the area. rural economy began to rise when going home arrived.</span></div><div class="MsoNormal"><br />
</div><div class="MsoNormal"><span lang="EN-US">In addition to improving economic activity, the moment of going home can also be used as a means of promotion for rural communities. Many products - products that have a rural high economic value, but has been less developed due to lack of capital and marketing are not systematic. with the gathering of urban society from the urban, is expected to be intersting their interest to invest in goods from the countryside.</span></div><div class="MsoNormal"><br />
</div><div class="MsoNormal"><span lang="EN-US">Urban communities are considered to have the ability to process the products produced in rural areas to be processed materials that have high economic value. Creative ideas and capital are expected to increase in the rural economy.</span></div><div class="MsoNormal"><br />
</div><div class="MsoNormal">Selamat menjalankan Ibadah Shoum<span lang="EN-US">!</span></div><div class="MsoNormal">Selamat Mudik</div><div class="MsoNormal"><span lang="EN-US">Selamat Hari Raya Idul Fitri</span></div>Unknownnoreply@blogger.com4Jakarta, Indonesia-6.211544 106.84517200000005-6.355154 106.69912250000004 -6.067934 106.99122150000005tag:blogger.com,1999:blog-5174144162928752208.post-17960290452052327232011-08-10T07:43:00.001+07:002011-08-10T07:44:25.965+07:00The Effect of Infrastructure (Transport) to The Economic Growth<span class="fullpost">Translated from : http://lubmazresearch.wordpress.com with Googletranslate</span><br />
<br />
<span class="fullpost">The development of infrastructure to economic development has a close relationship and interdependence with each other. repair and improvement of infrastructure in general will be able to increase the mobility of people, the creation of drop shipping the goods, the presence of the transport of goods with higher speeds, and improved quality of services such transportation.</span><br />
<span class="fullpost"><br />
At this crucial infrastructure problems to be addressed on the agenda of local government, because the infrastructure is a major determinant of the sustainability of development activities, such as to achieve economic development targets both qualitatively and quantitatively. In the short-term infrastructure development will create jobs in the construction sector medium and long term will support increased efficiency and productivity related economic sectors. So that infrastructure development can be considered as a strategy to encourage economic growth, poverty reduction, improved quality of life, increased mobility of goods and services, and can reduce the cost of domestic and foreign investors (Marsuki, 2007).<br />
The relationship of infrastructure to economic growth is directly infrastructure provides benefits to households (household) and also much enjoyed by the company which led to economic growth and ultimately provide welfare Prud'homme (in Briceno et al, 2004).</span><br />
<span class="fullpost"><br />
The linkage between the infrastructure (transport sector) with partumbuhan economic context of government spending (Government spending) transport sector in accordance with the Theory Keyles (in Gardner Ackley, 1961) states that the activities of government seeping into all areas of assuming a closed economy, where Y is economic growth, C is consumption, G is the volume of government spending, and I is investment. </span><br />
<br />
<span class="fullpost">Systematically have the identity as follows: Research on the effects of public investment in infrastructure (in this case the transport and communications) on the growth made by Easterly and Rebelo in 1993. Using assessment as a helper variable to avoid linking the two endogenous variables and the possibility of reciprocal causal relationships. With the pool method of regression, found that public investment in infrastructure has always been a positive relationship with relatively high coefficients of between 0.59 to 0.66 on the growth.<br />
In encouraging the development of infrastructure, the government as a major player in the infrastructure sector should maintain the sustainability of development investments in infrastructure and prioritize infrastructure development plans, so the infrastructure can be improved both in quantity and quality. Infrastructure development should involve the private sector and communities to achieve sustainable development. There must be a right combination between large and small scale infrastructure to achieve the target income distribution and poverty reduction. For that we need a more integrated approach in infrastructure development from planning to service to the community, to ensure synergy across sectors, regions and territories. In more detail the provision of infrastructure to economic development are: (Basri, 2002).<br />
1. Accelerate and provide the necessary goods.<br />
2. Availability of infrastructure will enable the availability of goods for more people with a cheaper cost.<br />
3. A good infrastructure can facilitate the transport which in turn stimulates the stabilization and reduce the price disparity among regions.<br />
4. Infrastructure that facilitate the transport services led to the production areas can be transported and sold into the market. </span>Unknownnoreply@blogger.com6tag:blogger.com,1999:blog-5174144162928752208.post-8008509324523412522011-07-11T08:25:00.004+07:002011-08-11T08:16:54.952+07:00Macroeconomic Assumptions Revised 2011<div class="MsoNormal"><span id="advenueINTEXT" name="advenueINTEXT"><span lang="EN">The economy is expected to grow about 6.5% in the State Budget Changes (APBN-P). </span><span title="">The number is higher than the 2011 state budget assumption of 6.4%. </span><span title="">This was conveyed by Deputy Finance Minister Anny Ratnawati, while Working Meeting (Meeting) with the Commission XI of the House of Representatives (DPR) at the Parliament House Senayan, Jakarta on Wednesday (06/07).<br />
<br />
</span><span title="">In line with the improving global economy and domestic, there is a change in the estimated sources of growth in GDP (Gross Domestic Product). </span><span title="">"Sources of GDP growth in 2011 came from public consumption by 4.9%, 5.1% government consumption, PMTB (Gross Fixed Capital Formation) 9.5%, 14.1% of exports and imports 17.3%," explains </span><span title="">Wamenkeu. </span><span title="">Estimated GDP growth in 2011 will be the highest growth since the crisis of 1997/1998.<br />
<br />
</span><span title="">According Wamenkeu, is expected to shift the composition of the sources of growth. </span><span title="">Rising oil prices in 2011 is estimated to boost the mining sector. </span><span title="">While the estimated normal weather conditions and a variety of policies to increase agricultural productivity, is expected to enhance the growth of the agricultural sector.<br />
<br />
</span><span title="">Meanwhile, the inflation rate in 2011 is expected to be in the range of 6%, higher than the budget assumption for 2011 of 5.3%. </span><span title="">The rate of annual inflation in June 2011 reached 5.54% (year on year), or higher than the same period in 2010 amounted to 5.05%. </span><span title="">This occurs along with the increase in world commodity prices and continued high global demand.<br />
<br />
</span><span title="">NES 3-month interest rate will be the reference calculation of debt payments to replace SBI 3 months. </span><span title="">Wamenkeu conveyed, during the first six months of 2011, NES 3-month interest rates fluctuate. </span><span title="">"At the last auction, on June 21, 2011, interest rates SPN 3 months amounted to 5.44%," he said.<br />
<br />
</span><span title="">Problem strengthening of the rupiah, Wamenkeu argues, the average value of the rupiah in 2011 estimated at $ Rp8.800/US level. </span><span title="">Reinforcement is influenced by several things. </span><span title="">First, the strong capital inflows into the domestic market. </span><span title="">Then, the increase in direct investment is encouraged by the improving investment climate and macroeconomic stability. </span><span title="">Finally, the positive sentiment from the sovereign credit rating that will reach investment grade.<br />
<br />
</span><span title="">For the price of oil, the Government set a U.S. $ 95/barel in APBN-P 2011. </span><span title="">"The average ICP (Indonesia Crude Price) January to June 2011 amounted to U.S. $ 111.0 / barrel, higher than the budget assumption of U.S. $ 80.0 / barrel," said Wamenkeu. </span><span title="">He added, the average oil lifting the period December 2010 to May 2011 reached 888 thousand barrels per day (bpd), below the budget target in 2011.</span></span></div><table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; mso-border-alt: outset silver .75pt; mso-yfti-tbllook: 1184; width: 100.0%;"><tbody>
<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;"> <td colspan="4" style="border: inset silver 1.0pt; mso-border-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt;"><div align="center" class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; text-align: center;"><span style="color: #4881bc; font-family: "Tahoma","sans-serif"; font-size: 9pt;">Macroeconomic<br />
Assumptions 2011</span></div></td> </tr>
<tr style="mso-yfti-irow: 1;"> <td colspan="2" style="border-top: none; border: inset silver 1.0pt; mso-border-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 84.0pt;" width="112"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">GDB (Trillion Rp)</span></div></td> <td colspan="2" style="border-bottom: inset silver 1.0pt; border-left: none; border-right: inset silver 1.0pt; border-top: none; mso-border-alt: inset silver .75pt; mso-border-left-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 36.75pt;" width="49"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: right;"><span style="font-family: "Times New Roman","serif"; font-size: 9pt;">7.019,9</span></div></td> </tr>
<tr style="mso-yfti-irow: 2;"> <td colspan="2" style="border-top: none; border: inset silver 1.0pt; mso-border-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 84.0pt;" width="112"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">Growth(%)</span></div></td> <td colspan="2" style="border-bottom: inset silver 1.0pt; border-left: none; border-right: inset silver 1.0pt; border-top: none; mso-border-alt: inset silver .75pt; mso-border-left-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 36.75pt;" width="49"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: right;"><span style="font-family: "Times New Roman","serif"; font-size: 9pt;">6,4</span></div></td> </tr>
<tr style="mso-yfti-irow: 3;"> <td colspan="2" style="border-top: none; border: inset silver 1.0pt; mso-border-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 84.0pt;" width="112"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">Inflation (%)</span></div></td> <td colspan="2" style="border-bottom: inset silver 1.0pt; border-left: none; border-right: inset silver 1.0pt; border-top: none; mso-border-alt: inset silver .75pt; mso-border-left-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 36.75pt;" width="49"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: right;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">5,3</span></div></td> </tr>
<tr style="mso-yfti-irow: 4;"> <td colspan="2" style="border-top: none; border: inset silver 1.0pt; mso-border-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 84.0pt;" width="112"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">Exchange Rate ($/Rp)</span></div></td> <td colspan="2" style="border-bottom: inset silver 1.0pt; border-left: none; border-right: inset silver 1.0pt; border-top: none; mso-border-alt: inset silver .75pt; mso-border-left-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 36.75pt;" width="49"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: right;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">9.250,0</span></div></td> </tr>
<tr style="mso-yfti-irow: 5;"> <td colspan="2" style="border-top: none; border: inset silver 1.0pt; mso-border-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 84.0pt;" width="112"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">SBI 3 bln (%)</span></div></td> <td colspan="2" style="border-bottom: inset silver 1.0pt; border-left: none; border-right: inset silver 1.0pt; border-top: none; mso-border-alt: inset silver .75pt; mso-border-left-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 36.75pt;" width="49"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: right;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">6,5</span></div></td> </tr>
<tr style="mso-yfti-irow: 6;"> <td colspan="2" style="border-top: none; border: inset silver 1.0pt; mso-border-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 84.0pt;" width="112"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">Oil Price (US$/brl)</span></div></td> <td colspan="2" style="border-bottom: inset silver 1.0pt; border-left: none; border-right: inset silver 1.0pt; border-top: none; mso-border-alt: inset silver .75pt; mso-border-left-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 36.75pt;" width="49"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: right;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">80,0</span></div></td> </tr>
<tr style="mso-yfti-irow: 7;"> <td colspan="2" style="border-top: none; border: inset silver 1.0pt; mso-border-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 84.0pt;" width="112"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">Oil Lifting (Thousand.brl/day)</span></div></td> <td colspan="2" style="border-bottom: inset silver 1.0pt; border-left: none; border-right: inset silver 1.0pt; border-top: none; mso-border-alt: inset silver .75pt; mso-border-left-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 36.75pt;" width="49"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: right;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">0.970</span></div></td> </tr>
<tr style="mso-yfti-irow: 8;"> <td colspan="2" style="border-top: none; border: inset silver 1.0pt; mso-border-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 84.0pt;" width="112"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">Coal Prod. (Million tons)</span></div></td> <td colspan="2" style="border-bottom: inset silver 1.0pt; border-left: none; border-right: inset silver 1.0pt; border-top: none; mso-border-alt: inset silver .75pt; mso-border-left-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 36.75pt;" width="49"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: right;"><br />
</div></td> </tr>
<tr style="mso-yfti-irow: 9;"> <td colspan="2" style="border-top: none; border: inset silver 1.0pt; mso-border-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 84.0pt;" width="112"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">GasLifting (MMSCFD)</span></div></td> <td colspan="2" style="border-bottom: inset silver 1.0pt; border-left: none; border-right: inset silver 1.0pt; border-top: none; mso-border-alt: inset silver .75pt; mso-border-left-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 36.75pt;" width="49"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: right;"><br />
</div></td> </tr>
<tr style="mso-yfti-irow: 10;"> <td colspan="4" style="border-top: none; border: inset silver 1.0pt; mso-border-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt;"><div align="center" class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12pt;"><br />
</span><span style="color: #4881bc; font-family: "Tahoma","sans-serif"; font-size: 9pt;">APBN 2011 (In Trillion)</span></div></td> </tr>
<tr style="mso-yfti-irow: 11;"> <td colspan="3" style="border-top: none; border: inset silver 1.0pt; mso-border-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 337.25pt;" width="450"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">Gov. Revenue</span></div></td> <td style="border-bottom: inset silver 1.0pt; border-left: none; border-right: inset silver 1.0pt; border-top: none; mso-border-alt: inset silver .75pt; mso-border-left-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 115.55pt;" width="154"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: right;"><span style="font-family: "Times New Roman","serif"; font-size: 9pt;">1.104,9</span></div></td> </tr>
<tr style="mso-yfti-irow: 12;"> <td style="border-top: none; border: inset silver 1.0pt; mso-border-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 18.85pt;" width="25"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">-</span></div></td> <td colspan="2" style="border-bottom: inset silver 1.0pt; border-left: none; border-right: inset silver 1.0pt; border-top: none; mso-border-alt: inset silver .75pt; mso-border-left-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 318.4pt;" width="425"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">Tax Revenue</span></div></td> <td style="border-bottom: inset silver 1.0pt; border-left: none; border-right: inset silver 1.0pt; border-top: none; mso-border-alt: inset silver .75pt; mso-border-left-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 115.55pt;" width="154"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: right;"><span style="font-family: "Times New Roman","serif"; font-size: 9pt;">850,3</span></div></td> </tr>
<tr style="mso-yfti-irow: 13;"> <td style="border-top: none; border: inset silver 1.0pt; mso-border-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 18.85pt;" width="25"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">-</span></div></td> <td colspan="2" style="border-bottom: inset silver 1.0pt; border-left: none; border-right: inset silver 1.0pt; border-top: none; mso-border-alt: inset silver .75pt; mso-border-left-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 318.4pt;" width="425"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">Non Tax Revenue</span></div></td> <td style="border-bottom: inset silver 1.0pt; border-left: none; border-right: inset silver 1.0pt; border-top: none; mso-border-alt: inset silver .75pt; mso-border-left-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 115.55pt;" width="154"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: right;"><span style="font-family: "Times New Roman","serif"; font-size: 9pt;">250,9</span></div></td> </tr>
<tr style="mso-yfti-irow: 14;"> <td style="border-top: none; border: inset silver 1.0pt; mso-border-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 18.85pt;" width="25"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">-</span></div></td> <td colspan="2" style="border-bottom: inset silver 1.0pt; border-left: none; border-right: inset silver 1.0pt; border-top: none; mso-border-alt: inset silver .75pt; mso-border-left-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 318.4pt;" width="425"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">Grant</span></div></td> <td style="border-bottom: inset silver 1.0pt; border-left: none; border-right: inset silver 1.0pt; border-top: none; mso-border-alt: inset silver .75pt; mso-border-left-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 115.55pt;" width="154"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: right;"><span style="font-family: "Times New Roman","serif"; font-size: 9pt;">3,7</span></div></td> </tr>
<tr style="mso-yfti-irow: 15;"> <td colspan="3" style="border-top: none; border: inset silver 1.0pt; mso-border-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 337.25pt;" width="450"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">Expenditure</span></div></td> <td style="border-bottom: inset silver 1.0pt; border-left: none; border-right: inset silver 1.0pt; border-top: none; mso-border-alt: inset silver .75pt; mso-border-left-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 115.55pt;" width="154"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: right;"><span style="font-family: "Times New Roman","serif"; font-size: 9pt;">1.229,6</span></div></td> </tr>
<tr style="mso-yfti-irow: 16;"> <td style="border-top: none; border: inset silver 1.0pt; mso-border-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 18.85pt;" valign="top" width="25"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">-</span></div></td> <td colspan="2" style="border-bottom: inset silver 1.0pt; border-left: none; border-right: inset silver 1.0pt; border-top: none; mso-border-alt: inset silver .75pt; mso-border-left-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 318.4pt;" valign="top" width="425"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">Cent. Gov. Expenditure</span></div></td> <td style="border-bottom: inset silver 1.0pt; border-left: none; border-right: inset silver 1.0pt; border-top: none; mso-border-alt: inset silver .75pt; mso-border-left-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 115.55pt;" valign="top" width="154"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: right;"><span style="font-family: "Times New Roman","serif"; font-size: 9pt;">836,6</span></div></td> </tr>
<tr style="mso-yfti-irow: 17;"> <td style="border-top: none; border: inset silver 1.0pt; mso-border-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 18.85pt;" width="25"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">- </span></div></td> <td colspan="2" style="border-bottom: inset silver 1.0pt; border-left: none; border-right: inset silver 1.0pt; border-top: none; mso-border-alt: inset silver .75pt; mso-border-left-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 318.4pt;" width="425"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">Regional Expenditure</span></div></td> <td style="border-bottom: inset silver 1.0pt; border-left: none; border-right: inset silver 1.0pt; border-top: none; mso-border-alt: inset silver .75pt; mso-border-left-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 115.55pt;" width="154"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: right;"><span style="font-family: "Times New Roman","serif"; font-size: 9pt;">393,0</span></div></td> </tr>
<tr style="mso-yfti-irow: 18;"> <td colspan="3" style="border-top: none; border: inset silver 1.0pt; mso-border-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 337.25pt;" width="450"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">Financing</span></div></td> <td style="border-bottom: inset silver 1.0pt; border-left: none; border-right: inset silver 1.0pt; border-top: none; mso-border-alt: inset silver .75pt; mso-border-left-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 115.55pt;" width="154"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: right;"><span style="font-family: "Times New Roman","serif"; font-size: 9pt;">124,7</span></div></td> </tr>
<tr style="mso-yfti-irow: 19;"> <td style="border-top: none; border: inset silver 1.0pt; mso-border-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 18.85pt;" width="25"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">-</span></div></td> <td colspan="2" style="border-bottom: inset silver 1.0pt; border-left: none; border-right: inset silver 1.0pt; border-top: none; mso-border-alt: inset silver .75pt; mso-border-left-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 318.4pt;" width="425"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">Domestic</span></div></td> <td style="border-bottom: inset silver 1.0pt; border-left: none; border-right: inset silver 1.0pt; border-top: none; mso-border-alt: inset silver .75pt; mso-border-left-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 115.55pt;" width="154"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: right;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">125,3</span></div></td> </tr>
<tr style="mso-yfti-irow: 20; mso-yfti-lastrow: yes;"> <td style="border-top: none; border: inset silver 1.0pt; mso-border-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 18.85pt;" width="25"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">-</span></div></td> <td colspan="2" style="border-bottom: inset silver 1.0pt; border-left: none; border-right: inset silver 1.0pt; border-top: none; mso-border-alt: inset silver .75pt; mso-border-left-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 318.4pt;" width="425"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;"><span style="font-family: "Tahoma","sans-serif"; font-size: 9pt;">International</span></div></td> <td style="border-bottom: inset silver 1.0pt; border-left: none; border-right: inset silver 1.0pt; border-top: none; mso-border-alt: inset silver .75pt; mso-border-left-alt: inset silver .75pt; mso-border-top-alt: inset silver .75pt; padding: .75pt .75pt .75pt .75pt; width: 115.55pt;" width="154"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: right;"><span style="font-family: "Times New Roman","serif"; font-size: 9pt;">-0,6</span></div></td> </tr>
<tr height="0"> <td style="border: none;" width="31"><br />
</td> <td style="border: none;" width="107"><br />
</td> <td style="border: none;" width="418"><br />
</td> <td style="border: none;" width="191"><br />
</td> </tr>
</tbody></table><div class="MsoNormal"><span id="advenueINTEXT" name="advenueINTEXT"><span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;"><br />
<i>Source www.fiskal.depkeu.go.id</i></span></span></div>Unknownnoreply@blogger.com0Jakarta, Indonesia-6.211544 106.84517200000005-6.355154 106.69912250000004 -6.067934 106.99122150000005tag:blogger.com,1999:blog-5174144162928752208.post-64367887046325684462011-07-07T07:53:00.002+07:002011-07-07T07:55:31.827+07:0013th salary (Gaji ke-13) paid by Governments to the civil servants (PNS)<!--[if gte mso 9]><xml> <w:WordDocument> <w:View>Normal</w:View> <w:Zoom>0</w:Zoom> <w:TrackMoves/> <w:TrackFormatting/> <w:PunctuationKerning/> <w:ValidateAgainstSchemas/> <w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid> <w:IgnoreMixedContent>false</w:IgnoreMixedContent> <w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText> <w:DoNotPromoteQF/> <w:LidThemeOther>IN</w:LidThemeOther> <w:LidThemeAsian>X-NONE</w:LidThemeAsian> <w:LidThemeComplexScript>X-NONE</w:LidThemeComplexScript> <w:Compatibility> <w:BreakWrappedTables/> <w:SnapToGridInCell/> <w:WrapTextWithPunct/> <w:UseAsianBreakRules/> <w:DontGrowAutofit/> <w:SplitPgBreakAndParaMark/> <w:DontVertAlignCellWithSp/> <w:DontBreakConstrainedForcedTables/> <w:DontVertAlignInTxbx/> <w:Word11KerningPairs/> <w:CachedColBalance/> </w:Compatibility> <w:BrowserLevel>MicrosoftInternetExplorer4</w:BrowserLevel> <m:mathPr> <m:mathFont m:val="Cambria Math"/> <m:brkBin m:val="before"/> <m:brkBinSub m:val="--"/> <m:smallFrac m:val="off"/> <m:dispDef/> <m:lMargin m:val="0"/> <m:rMargin m:val="0"/> <m:defJc m:val="centerGroup"/> <m:wrapIndent m:val="1440"/> <m:intLim m:val="subSup"/> <m:naryLim m:val="undOvr"/> </m:mathPr></w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml> <w:LatentStyles DefLockedState="false" DefUnhideWhenUsed="true"
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</style> <![endif]--> <div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="color: black; font-family: "Tahoma","sans-serif"; font-size: 10.0pt; mso-ansi-language: IN; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">The government has prepared to disburse 13th salery this Jul. Policy to give 13th salery to civil servants since the government started Abdul Rahwan Wahin (Gusdur). Many pik that welcomes this policy as it is considered very effective to help the staff of the government to improve their welfare.</span></div><div class="MsoNormal" style="line-height: normal;"><br />
</div><div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="color: black; font-family: "Tahoma","sans-serif"; font-size: 10.0pt; mso-ansi-language: IN; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">13th salery awarded in July or early to know the new school. So it is very helpful for civil servants to send their children to new school. This was confirmed by the Minister of Finance.</span></div><div class="MsoNormal" style="line-height: normal;"><br />
</div><div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="color: black; font-family: "Tahoma","sans-serif"; font-size: 10.0pt; mso-ansi-language: IN; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">--<depkeu.go.id>--</span></div><div class="MsoNormal" style="line-height: normal;"><br />
</div><div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="color: black; font-family: "Tahoma","sans-serif"; font-size: 10.0pt; mso-ansi-language: IN; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">Minister of Finance Agus D.W. Martowardojo affirmed that 13th salary paid by Governments to the civil servants (PNS) is a mandate of Law. It was submitted by the Minister of Finance when he was met after the plenary meeting with House of Representatives (DPR) in Parliament House Senayan, Jakarta, Tuesday (05/07).</span></div><div class="MsoNormal" style="line-height: normal;"><br />
</div><div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="color: black; font-family: "Tahoma","sans-serif"; font-size: 10.0pt; mso-ansi-language: IN; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">Minister said, the 13th salary payment is a mandate of Law, so it is Governments’ obligation to conduct it. “Because of Law, we have to prepare the 13th salary,” he said.</span></div><div class="MsoNormal" style="line-height: normal;"><br />
</div><div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="color: black; font-family: "Tahoma","sans-serif"; font-size: 10.0pt; mso-ansi-language: IN; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">Besides that, for smooth implementation, central governments remind local governments to always maintain their budget health, including in the case of 13th salary payment. “So, regions have to maintain their budget health. That there is region that is objected or imposed, it is a consequence that they have to prepare because of 13th salary payment,” he said. </span></div><div class="MsoNormal" style="line-height: normal;"><br />
</div><div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="color: black; font-family: "Tahoma","sans-serif"; font-size: 10.0pt; mso-ansi-language: IN; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">Minister explained, the regulation regarding 13th salary payment has been finished to discuss. This regulation has been finalized and ready to run on this July. “We are done and it has run this month.</span></div><div class="MsoNormal" style="line-height: normal;"><br />
</div><div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="color: black; font-family: "Tahoma","sans-serif"; font-size: 10.0pt; mso-ansi-language: IN; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">--<depkeu.go.id>--</span></div><div class="MsoNormal" style="line-height: normal;"><br />
</div><div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="color: black; font-family: "Tahoma","sans-serif"; font-size: 10.0pt; mso-ansi-language: IN; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">13th salery given for one month salary. If this is converted to a salary increase, then the same with a salary increase of 1 / 12 or by 8.43%. But if the government giveit in<span style="mso-spacerun: yes;"> </span>the form of a salary increase of 8:34% then this will cause price increase or inflation which has been used to accompany the increase in salaries of civil servants.</span></div><div class="MsoNormal" style="line-height: normal;"><br />
</div><div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="color: black; font-family: "Tahoma","sans-serif"; font-size: 10.0pt; mso-ansi-language: IN; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">13th salary (Salary to-13) must be paid Earlier</span></div><div class="MsoNormal" style="line-height: normal;"><br />
</div><span style="color: black; font-family: "Tahoma","sans-serif"; font-size: 10.0pt; line-height: 115%; mso-ansi-language: IN; mso-bidi-language: AR-SA; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">In the month of June is usually the parents are busy looking at schools for their children. At times like that's supposed salery 13th salary is provided at the beginning of June so pns already have the money when looking for schools for their children.</span>Unknownnoreply@blogger.com2Jakarta, Indonesia-6.211544 106.84517200000005-6.355154 106.69912250000004 -6.067934 106.99122150000005tag:blogger.com,1999:blog-5174144162928752208.post-82760329620546368742011-05-29T06:40:00.000+07:002011-05-29T06:40:21.108+07:00CALCULATING PROFIT SHARING iB<!--[if gte mso 9]><xml> <w:WordDocument> <w:View>Normal</w:View> <w:Zoom>0</w:Zoom> <w:PunctuationKerning/> <w:ValidateAgainstSchemas/> <w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid> <w:IgnoreMixedContent>false</w:IgnoreMixedContent> <w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText> <w:Compatibility> <w:BreakWrappedTables/> <w:SnapToGridInCell/> <w:WrapTextWithPunct/> <w:UseAsianBreakRules/> <w:DontGrowAutofit/> </w:Compatibility> <w:BrowserLevel>MicrosoftInternetExplorer4</w:BrowserLevel> </w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml> <w:LatentStyles DefLockedState="false" LatentStyleCount="156"> </w:LatentStyles> </xml><![endif]--><!--[if gte mso 10]> <style>
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<div class="MsoNormal">Profit sharing in Islamic banks - Perbankan Syariah - use the term profit sharing ratio, that is the proportion of profit sharing between the customer and the Islamic bank. For example, if customer service Islamic banks offer profit sharing ratio of 65:35 iB Savings. That means customers of Islamic banks would get the result by 65% of the investment return generated by the Islamic banks through the management of public funds in the real sector. Meanwhile, Islamic banks would get a portion of revenue sharing by 35%.How to calculate the revenue sharing? </div><div class="MsoNormal"><br />
</div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjfTFyxT9dwLHAcLQqqT18Y4J0NRZ8KAUGEZZfI0Mac80Se-236uR746VVrxH3CBDknOqYmopRlgEWOPLV4GYCJfXgYDLHMKMWkEnYusp_0AzDEEJzWFretMpQoTcQYj5wBVx30_1od0tGS/s1600/Perbankan+Syariah.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjfTFyxT9dwLHAcLQqqT18Y4J0NRZ8KAUGEZZfI0Mac80Se-236uR746VVrxH3CBDknOqYmopRlgEWOPLV4GYCJfXgYDLHMKMWkEnYusp_0AzDEEJzWFretMpQoTcQYj5wBVx30_1od0tGS/s320/Perbankan+Syariah.jpg" width="320" /></a></div><div class="MsoNormal"> <!--[if gte mso 9]><xml> <w:WordDocument> <w:View>Normal</w:View> <w:Zoom>0</w:Zoom> <w:PunctuationKerning/> <w:ValidateAgainstSchemas/> <w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid> <w:IgnoreMixedContent>false</w:IgnoreMixedContent> <w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText> <w:Compatibility> <w:BreakWrappedTables/> <w:SnapToGridInCell/> <w:WrapTextWithPunct/> <w:UseAsianBreakRules/> <w:DontGrowAutofit/> </w:Compatibility> <w:BrowserLevel>MicrosoftInternetExplorer4</w:BrowserLevel> </w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml> <w:LatentStyles DefLockedState="false" LatentStyleCount="156"> </w:LatentStyles> </xml><![endif]--><!--[if gte mso 10]> <style>
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</style> <![endif]--> </div><div class="MsoNormal">For financing products / deposits of Islamic banks, such as Savings iB and Deposit iB, the determination of the profit sharing ratio is influenced by several factors: the type of deposit, the estimated investment income and bank operational costs. Only iB deposit products with an investment scheme (mudaraba) who get the return for the results. Meanwhile, for deposit products iB with deposit scheme (wadiah), return that was given in the form of bonuses. </div><div class="MsoNormal"><br />
</div><div class="MsoNormal">First of all calculates the level of investment income that can be distributed to customers. Expected investment income is calculated by Islamic banks to look at the performance of economic activity in sectors that become an investment destination, for example in the property sector, trade, agriculture, telecommunications or transportation sectors. Each economic sector has different in characteristics and performance, so will provide investment returns in different as well. As befits a manager of investment, Islamic banks will use a variety of economic and financial indicators that can reflect the performance of the sector is to calculate the expectations / projections of investment returns. Including historical indicators (track record) from investing activities of Islamic banks has been done, as reflected by the average value of all types of financing iB that had been given to the real sector. From the calculation, it can be obtained from the amount of investment income in the form of equivalent rate-that will be distributed to customers for example by 11%. </div><div class="MsoNormal"><br />
</div><div class="MsoNormal">Furthermore, calculated the amount of investment income which is a section forIslamic banks themselves, to cover operational costs while providing a reasonable income. The amount of operating costs depending on the level of efficiency of each bank. Meanwhile, a fair amount of revenues, among others, refer to the financial indicators of Islamic banks in question such as ROA (Return On Assets) and other relevant indicators. From the calculation, shows that Islamic banks requires investment income, which also counted in the equivalent rate-for example at 6%. </div><div class="MsoNormal"><br />
</div><div class="MsoNormal">From both these figures, then the profit sharing ratio can be calculated. The portion of the results for our customers is: [11% divided (11% +6%)] = 0.65 or 65%. And for the results to Islamic banks amounted to: [6% divided (11% +6%)] = 0:35 or 35%. So the ratio for the results then can be written as 65:35. </div><div class="MsoNormal"><br />
</div><div class="MsoNormal">Of course, in practice iB customers not need bother with a difficult calculation for the results of this kind. Society just ask how many rate indicative of the Savings Deposit iB iB or she is interested. Rate this indicative rate is the equivalent value of the investment income will be distributed to customers, expressed as a percentage eg 11% or 8% or 12%. So the community with a fast and easy to calculate how much profit to be earned in the savings and invest in Islamic banks. Very easy isn’t it?</div><div class="MsoNormal"><br />
</div><div class="MsoNormal">quoted from www.bi.go.id</div>Unknownnoreply@blogger.com62tag:blogger.com,1999:blog-5174144162928752208.post-28093952094984308452011-05-09T09:42:00.004+07:002011-05-09T09:45:03.291+07:00Effect of the digital revolution in consumer behavior and marketing<div class="MsoNormal"><span lang="EN-US">Digital revolution is a massive change in the use of digital tools. Digital revolution is meant here is the use of advanced technology in marketing.</span></div><div class="MsoNormal"><span lang="EN-US">Effect of digital revolution has caused a drastic change to the business environment, this can be seen as follows:</span></div><div class="MsoNormal"><span lang="EN-US">1. Consumers have more power than ever before.</span></div><div class="MsoNormal"><span lang="EN-US">2. Consumers have access to more information than ever before.</span></div><div class="MsoNormal"><span lang="EN-US">3. The marketers can offer more products and services than ever before.</span></div><div class="MsoNormal"><span lang="EN-US">4. The exchange between marketers and consumers will be more interactive and spontaneous.</span></div><div class="MsoNormal"><span lang="EN-US">5. Marketers can gather more information about consumers to quickly and easily.</span></div><div class="MsoNormal"><span lang="EN-US">Consumer Behavior:</span></div><div class="MsoNormal"><span lang="EN-US">Is the behavior of consumers, where they can illustrate the quest to buy, use, evaluate and improve their products and services. Focus of consumer behavior is how individuals make decisions to use the resources they have available to consume a product.</span></div><div class="MsoNormal"><span lang="EN-US">Two types of consumer</span></div><div class="MsoNormal"><span lang="EN-US">1. Personal Consumer: The consumer buys or uses goods or services for their own use.</span></div><div class="MsoNormal"><span lang="EN-US">2. Organizational Consumer: The consumer buys or uses goods or services to meet the needs and running the organization.</span></div><div class="MsoNormal"><span lang="EN-US">Production Concept</span></div><div class="MsoNormal"><span lang="EN-US">Consumers are generally more interested in products that are cheaper. Absolute is known that the object of marketing is cheap, efficient production and distribution-intensive.</span></div><div class="MsoNormal"><span lang="EN-US">Product Concept</span></div><div class="MsoNormal"><span lang="EN-US">Consumers will use or purchase products offered are high quality, best performance and feature-complete feature.</span></div><div class="MsoNormal"><span lang="EN-US">Selling concept</span></div><div class="MsoNormal"><span lang="EN-US">Marketers have the overriding goal of selling a product which unilaterally decided to produce.</span></div><div class="MsoNormal"><span lang="EN-US">Marketing Concept</span></div><div class="MsoNormal"><span lang="EN-US">The company wants consumers to know through research that has been done before, and then produce products that consumers want. This concept is called the marketing concept.</span></div><div class="MsoNormal"><span lang="EN-US">Market segmentation</span></div><div class="MsoNormal"><span lang="EN-US">Dividing the group of heterogeneous market into homogeneous groups of market.</span></div><div class="MsoNormal"><span lang="EN-US">Market targeting</span></div><div class="MsoNormal"><span lang="EN-US">Selecting one or more segments that identify the company to determine.</span></div><div class="MsoNormal"><span lang="EN-US">Positioning</span></div><div class="MsoNormal"><span lang="EN-US">Develop a different idea for goods and services that exist in the minds of consumers.</span></div><div class="MsoNormal"><span lang="EN-US">Providing customer value is defined as the ratio between the benefits perceived resources (economic, functional and psychological) are used to generate these benefits. Gains have been felt in the form of a relative and subjective.</span></div><div class="MsoNormal"><span lang="EN-US">Customer satisfaction is the individual's perception of the performance of the product or service in relation to expectations.</span></div><div class="MsoNormal"><span lang="EN-US">Maintaining customers is how to maintain that consumers remain loyal to one firm compared to other companies, almost in all business situations, more expensive to find new customers than retain existing ones.</span><br />
<br />
<blockquote><blockquote><blockquote><blockquote><blockquote><blockquote><span lang="EN-US">Source : organisasi.org </span></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></div>Unknownnoreply@blogger.com23tag:blogger.com,1999:blog-5174144162928752208.post-56992984582210270772011-04-25T07:10:00.003+07:002011-04-25T07:11:20.882+07:00Inflation<div class="MsoNormal"></div><div class="MsoNormal"><span lang="EN-US">In simple inflation is defined as the increase in general prices and continuously. The increase in the price of one or two items alone can not be called except when rising inflation was widespread (or the resulting price increase) on other goods. The opposite of inflation is called deflation.</span></div><div class="MsoNormal"><br />
</div><div class="MsoNormal"><span lang="EN-US">Indicators are often used to measure the rate of inflation is the Consumer Price Index (CPI). Changes in the CPI from time to time showing the price movement of a package of goods and services consumed by society. Since July 2008, the package of goods and services in the CPI basket has been done on the basis of Cost of Living Survey (SBH) in 2007 conducted by the Central Statistics Agency (BPS). Then, the BPS will monitor the price development of goods and services on a monthly basis in several cities, in traditional and modern markets for some types of goods / services in each city.</span></div><div class="MsoNormal"><span lang="EN-US">Other inflation indicators based on international best practice include:</span></div><div class="MsoNormal"><span lang="EN-US">Wholesale Price Index (WPI). Wholesale Price of a commodity is the price of the transaction between the seller / merchant the first major with a buyer / trader next big market in large numbers at the first of a commodity. [More detailed explanation about the WPI can be viewed at the web site www.bps.go.id Statistics]</span></div><div class="MsoNormal"><span lang="EN-US">Gross Domestic Product Deflator (GDP) price level measurements describe goods (final goods) and services produced within an economy (country). GDP deflator is produced by dividing nominal GDP at current prices by GDP at constant prices.</span></div><div class="MsoNormal"><span lang="EN-US">Grouping Inflation</span></div><div class="MsoNormal"><span lang="EN-US">Inflation as measured by the CPI in Indonesia is grouped into 7 groups of expenditures (based on the Classification of individual consumption by purpose - COICOP), namely:</span></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 45.65pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18.0pt;"><span lang="EN-US">1.<span style="font: 7pt "Times New Roman";"> </span></span><span lang="EN-US">Food Group</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 45.65pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18.0pt;"><span lang="EN-US">2.<span style="font: 7pt "Times New Roman";"> </span></span><span lang="EN-US">Food Groups So, Beverage, and Tobacco</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 45.65pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18.0pt;"><span lang="EN-US">3.<span style="font: 7pt "Times New Roman";"> </span></span><span lang="EN-US">Housing Group</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 45.65pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18.0pt;"><span lang="EN-US">4.<span style="font: 7pt "Times New Roman";"> </span></span><span lang="EN-US">Clothing</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 45.65pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18.0pt;"><span lang="EN-US">5.<span style="font: 7pt "Times New Roman";"> </span></span><span lang="EN-US">Group Health</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 45.65pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18.0pt;"><span lang="EN-US">6.<span style="font: 7pt "Times New Roman";"> </span></span><span lang="EN-US">Group Education and Sports</span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 45.65pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18.0pt;"><span lang="EN-US">7.<span style="font: 7pt "Times New Roman";"> </span></span><span lang="EN-US">Transport and Communications Group.</span><br />
<br />
<span lang="EN-US">Source: Bank Indonesia </span></div>Unknownnoreply@blogger.com5tag:blogger.com,1999:blog-5174144162928752208.post-75575086300549502992011-04-11T07:36:00.001+07:002011-04-11T07:40:28.546+07:00Theory of (the) Second Best in the ASEAN-India Free Trade Area (AIFTA)<span class="fullpost">Economic integration is a response from the Theory of (the) Second Best from Canadian economist who coined by economist Richard Lipsey and Kelvin Lancaster Australia-America in 1956. This theory states that ideally the world economy is free trade where there is free competition and there are no barriers to trade (trade barriers). Economic integration into the second best choice (second best option) because in practice in this world is very difficult to eliminate trade barriers.<br />
<br />
This theory assumes that in the current economic market failure in certain sectors, which caused low levels of efficiency in the sector and while in other sectors may have reached an efficient level, it is expected the economy would be better to merge the two markets different and will eliminate another level of inefficiency of the other market. Merger process is known as economic integration.<br />
<br />
The concept of competitiveness as a comparative advantage introduced by the theory of comparative advantage by David Ricardo in 1817 through his book On the Principles of Political Economy and Taxation, known as the Ricardian model. However, comparative advantage was first expressed by Robert Torrens in 1815 in an essay published in the Corn Laws.<br />
<br />
Measurement of the competitiveness of the most popular use is Revealed Comparative Advantage (RCA), which measures the comparative advantage. Balassa (1965) uses to measure a country's comparative advantage dengaan compile an index known as the Balassa Index. This index identifies whether a country has a comparative advantage that can be shown but not to determine the origin of its comparative advantage. This definition has undergone revision and modification so that the use of RCA as a measurement of comparative advantage vary as at the global level, sub-global/regional or bilateral between two countries as trading partners.<br />
<br />
A study by the Fiscal Policy Board concluded that given the similarities in products which have export competitiveness, the trade policy related to exports and imports such as import duties and export taxes can affect competitiveness. Second, for items that are included in a group of products where a country's export and import, there are two possible impacts of trade AIFTA creation or trade diversion. This impact is dependent on changes in relative prices of products exported or imported by any scheme of tariff reduction or elimination AIFTA. On the product in the group that does have a very high competitiveness, then to maintain or improve competitiveness, then that can be done is product differentiation. Third, in each of the ten export products of Indonesia, India and ASEAN, with the highest competitiveness in the period 2000-2009, not seen consistency in the position of the competitiveness of products that do not show the export product specialization. And lastly, the comparison between India's exports to Indonesia with ASEAN showed differences in export market in India and ASEAN, while India's exports to ASEAN and ASEAN in addition to Indonesia is relatively the same. Indirectly, this export market differences indicate differences in access to productive resources and technology between Indonesia and the ASEAN as a whole.<br />
<br />
Based on the above conclusion, we recommend:<br />
1. Policies related to import duties need to consider their impact on the level of competitiveness of export products.<br />
2. With the factors that influence and determine the level of competitiveness of export products, the trade policy on products that already have competitiveness should focus on efforts to maintain or improve competitiveness through product differentiation.<br />
3. With the factors that influence and determine the level of competitiveness of export products, the trade policy on products that do not have competitiveness should focus on product differentiation. Within the framework AIFTA, then the scheme reduction and elimination of import duties aimed at trade strategy creation.<br />
<br />
</span>Unknownnoreply@blogger.com5tag:blogger.com,1999:blog-5174144162928752208.post-89690805612644144252011-03-28T08:32:00.000+07:002011-03-28T08:32:27.461+07:00Comparison of silver and gold<!--[if gte mso 9]><xml> <w:WordDocument> <w:View>Normal</w:View> <w:Zoom>0</w:Zoom> <w:PunctuationKerning/> <w:ValidateAgainstSchemas/> <w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid> <w:IgnoreMixedContent>false</w:IgnoreMixedContent> <w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText> <w:Compatibility> <w:BreakWrappedTables/> <w:SnapToGridInCell/> <w:WrapTextWithPunct/> <w:UseAsianBreakRules/> <w:DontGrowAutofit/> </w:Compatibility> <w:BrowserLevel>MicrosoftInternetExplorer4</w:BrowserLevel> </w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml> <w:LatentStyles DefLockedState="false" LatentStyleCount="156"> </w:LatentStyles> </xml><![endif]--><!--[if gte mso 10]> <style>
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<div class="MsoNormal"><b><span class="longtext"><span style="background: none repeat scroll 0% 0% white;">Historical facts</span></span></b></div><div class="MsoNormal"><span class="longtext"><span style="background: none repeat scroll 0% 0% white;">In the past, <b>gold</b> and <b>silver</b> are considered a symbol of wealth and power of the king. The more <b>gold</b> and <b>silver</b> owned by the king, the higher the position of the king in the eyes of the people and the other kingdom. <b>Gold</b> and <b>silver</b> are commonly used as currency, jewelry and even used the throne as a symbol of greatness. But there are differences between them. <b>Gold</b> is more valuable and have a high position in terms of social status in the community owner. This view is further maintained for many years until now.</span></span></div><div class="MsoNormal"><br />
</div><div class="MsoNormal"><b><span class="longtext"><span style="background: none repeat scroll 0% 0% white;">The availability of abundant silver</span></span></b></div><div class="MsoNormal"><span class="longtext"><span style="background: none repeat scroll 0% 0% white;">In nature availability of <b>silver</b> is more than <b>gold</b>. So that <b>gold</b> became scarcer and the selling price even higher. In other words, the more limited availability, <b>gold</b> becomes more exclusive than the <b>silver</b>. This is an effect on <b>the price of gold and silver.</b></span></span></div><div class="MsoNormal"><br />
</div><div class="MsoNormal"><b><span class="longtext"><span style="background: none repeat scroll 0% 0% white;">Academic assessment</span></span></b></div><div class="MsoNormal"><span class="longtext"><span style="background: none repeat scroll 0% 0% white;">In some states a lot of scientific work associated with the ratio of the value of <b>gold</b> and <b>silver</b>. And of course the value of <b>gold</b> is higher than the <b>silver</b>. In some poems also often use <b>gold</b> and <b>silver</b> as the ratio between the two different things.</span></span></div><div class="MsoNormal"><br />
</div><div class="MsoNormal"><b><span class="longtext"><span style="background: none repeat scroll 0% 0% white;">In the case of medals, gold, silver, placed under</span></span></b></div><div class="MsoNormal"><span class="longtext"><span style="background: none repeat scroll 0% 0% white;">In a tournament, <b>gold</b> has always given to the first winner, while the <b>silver</b> for the second. <b>gold</b> value was more dominant than the silver.</span></span></div><div class="MsoNormal"><br />
</div><div class="MsoNormal"><span class="longtext"><span style="background: none repeat scroll 0% 0% white;">But in the next few years it may have its turn. As in my <a href="http://myeconomicinfo.blogspot.com/2011/03/silver-will-outperform-gold.html">previous posting</a> </span></span></div>Unknownnoreply@blogger.com7tag:blogger.com,1999:blog-5174144162928752208.post-44698097551028385282011-03-08T07:41:00.001+07:002011-04-04T10:12:38.710+07:00Silver will outperform Gold<div class="MsoNormal"><span lang="EN-US">Optimistic tone of the narrative it becomes part of the President Director of HMV Bullion, Vizal Fepwarmen, during their presentation to the media about the investment in Batam on Monday (03/07/2011).</span><br />
</div><span lang="EN-US">According to records Vizal, world gold price since March 2010 until now risen 30 percent. Now gold reached 1438 U.S. dollars per troy ounce. "But in the same period, silver prices rose 110 percent," said Vizal.</span><br />
<div class="MsoNormal"><span lang="EN-US">He added that the current silver price per troy ounce in the range of 1 U.S. dollar. The price of a kilogram of silver was still 42 times cheaper than a kilogram of gold. "But wait three or four years into the future, the price of silver will be more than gold," he said.</span></div><div class="MsoNormal"><br />
</div><div class="MsoNormal"><span lang="EN-US">Silver eventually become expensive because of its uniqueness. Silver this has been part of photography equipment, health, until the jewelry no one recycles. Moreover, rod-shaped silver-certified that it produced for investment purposes.</span></div><div class="MsoNormal"><br />
</div><div class="MsoNormal"><span lang="EN-US">Vizal </span>said that<span lang="EN-US"> consumers are reluctant to accept silver bullion, certified scratched or dirty. "If conditions are such that silver prices will fall," he said.</span></div><div class="MsoNormal"><br />
</div><div class="MsoNormal"><span lang="EN-US">Gold always be a part of recycled goods, such as watches to jewelry. In conclusion, over time become unique gold rather than silver.</span></div><div class="MsoNormal"><br />
</div><div class="MsoNormal"><span lang="EN-US">However, Vizal recognize need much explanation to the general public was increasingly choosing to silver as a vehicle for investing. "We must teach to the community," said Vizal.</span></div><div class="MsoNormal"><br />
</div><div class="MsoNormal"><span lang="EN-US">HMV Bullion, said Vizal, is a company selling the precious metal gold and silver.</span></div><div class="MsoNormal"><br />
</div><div class="MsoNormal"><span lang="EN-US">Company based in Batam, Riau Islands Province, was executed with the online system, "We present real time information for gold and silver prices," said Vizal Fepwarmen.</span></div><div class="MsoNormal"><span lang="EN-US">It is all predictions Vizal Fepwarmen. Now the choice is your hands, Silver or Gold </span></div><div class="MsoNormal"><br />
</div><div class="MsoNormal"><span lang="EN-US">Quoted from kompas.com</span></div>Unknownnoreply@blogger.com25tag:blogger.com,1999:blog-5174144162928752208.post-45587221073254293652011-03-03T13:10:00.000+07:002011-03-03T13:10:05.875+07:00Retirement Investing<div style="font-family: Georgia,"Times New Roman",serif;"><!--[if gte mso 9]><xml> <w:WordDocument> <w:View>Normal</w:View> <w:Zoom>0</w:Zoom> <w:TrackMoves/> <w:TrackFormatting/> <w:PunctuationKerning/> <w:ValidateAgainstSchemas/> <w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid> <w:IgnoreMixedContent>false</w:IgnoreMixedContent> <w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText> <w:DoNotPromoteQF/> <w:LidThemeOther>IN</w:LidThemeOther> <w:LidThemeAsian>X-NONE</w:LidThemeAsian> <w:LidThemeComplexScript>X-NONE</w:LidThemeComplexScript> <w:Compatibility> <w:BreakWrappedTables/> <w:SnapToGridInCell/> <w:WrapTextWithPunct/> <w:UseAsianBreakRules/> <w:DontGrowAutofit/> <w:SplitPgBreakAndParaMark/> <w:DontVertAlignCellWithSp/> <w:DontBreakConstrainedForcedTables/> <w:DontVertAlignInTxbx/> <w:Word11KerningPairs/> <w:CachedColBalance/> </w:Compatibility> <w:BrowserLevel>MicrosoftInternetExplorer4</w:BrowserLevel> <m:mathPr> <m:mathFont m:val="Cambria Math"/> <m:brkBin m:val="before"/> <m:brkBinSub m:val="--"/> <m:smallFrac m:val="off"/> <m:dispDef/> <m:lMargin m:val="0"/> <m:rMargin m:val="0"/> <m:defJc m:val="centerGroup"/> <m:wrapIndent m:val="1440"/> <m:intLim m:val="subSup"/> <m:naryLim m:val="undOvr"/> </m:mathPr></w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml> <w:LatentStyles DefLockedState="false" DefUnhideWhenUsed="true"
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</style> <![endif]--> </div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;"><span class="longtext"><span lang="EN-US" style="background: none repeat scroll 0% 0% white;">Used Traditional Investment for Retirement Investing</span></span></span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;"><span class="longtext"><span style="background: none repeat scroll 0% 0% white;">S</span><span lang="EN-US" style="background: none repeat scroll 0% 0% white;">aving for retirement is the same as saving for other things. Here are some investment options to prepare for your retirement. </span></span></span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><br />
</div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;"><span class="longtext"><span lang="EN-US" style="background: none repeat scroll 0% 0% white;">Stock </span></span></span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;"><span class="longtext"><span lang="EN-US" style="background: none repeat scroll 0% 0% white;">Stocks provide the highest growth potential of all Retirement Investments but also come with the highest risk potential. Investing requires more attention, so you need a lot of time if want to invest in stocks. </span></span></span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><br />
</div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;"><span class="longtext"><span lang="EN-US" style="background: none repeat scroll 0% 0% white;">Bond </span></span></span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;"><span class="longtext"><span style="background: none repeat scroll 0% 0% white;">A</span><span lang="EN-US" style="background: none repeat scroll 0% 0% white;">lthough the profit rate is lower than stocks, but bonds have the advantage in terms of a small risk. Bond has been chosen people with a reason. </span></span></span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;"><span class="longtext"><span lang="EN-US" style="background: none repeat scroll 0% 0% white;">Mutual Funds </span></span></span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><br />
</div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;"><span class="longtext"><span lang="EN-US" style="background: none repeat scroll 0% 0% white;">Mutual funds are the container and the pattern of fund management / capital for the group of investors to invest in investment instruments available in the market by buying mutual funds. These funds are then managed by the Investment Manager (MI) into the investment portfolio, whether it is stocks, bonds, money market or securities / other security. </span></span></span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;"><span class="longtext"><span lang="EN-US" style="background: none repeat scroll 0% 0% white;">As retirement investing, mutual funds can be a good way to diversity your portfolio without micromanagement that may be involved. Mutual fund allocation decisions must be made based on what types of stocks or bonds they invest in along with the type of asset allocation in the mutual fund itself. </span></span></span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><br />
</div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;"><span class="longtext"><span lang="EN-US" style="background: none repeat scroll 0% 0% white;">Retirement Investment Retirement Account </span></span></span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;"><span class="longtext"><span lang="EN-US" style="background: none repeat scroll 0% 0% white;">When saving for retirement, you have several tools that are not available for other investment types. This Retirement Investing which was built specifically to support your retirement investment. The following is a brief overview of various types of retirement investment accounts available. </span></span></span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><br />
</div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;"><span class="longtext"><span lang="EN-US" style="background: none repeat scroll 0% 0% white;">IRA </span></span></span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;"><span class="longtext"><span lang="EN-US" style="background: none repeat scroll 0% 0% white;">Individual Retirement Account (IRA) is similar to a 401k with tax deferral feature. He only has a $ 5,000 annual contribution limit and no opportunity for employer contributions. Once you have fully contributed 401k, you should put the remaining money into the IRA until the limit is reached. </span></span></span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><br />
</div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;"><span class="longtext"><span lang="EN-US" style="background: none repeat scroll 0% 0% white;">Annuity </span></span></span></div><span style="font-family: Georgia,"Times New Roman",serif; font-size: small;"><span class="longtext"><span lang="EN-US" style="background: none repeat scroll 0% 0% white; line-height: 115%;">Retirement annuities offered by life insurance companies and have a very high cost of around 3% per year. This instrument should only be used for pension investment if the special features offered commensurate with the cost of 3%. This investment retirement rather is driven by financial salespeople because the commission is very high that they provide. Make sure you get information before diving headlong into something that could very well be a poor investment choice for your retirement.</span></span></span>Unknownnoreply@blogger.com3tag:blogger.com,1999:blog-5174144162928752208.post-53159087247613424232011-02-28T15:57:00.003+07:002011-02-28T15:58:18.358+07:00Property Investing Course<div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;">It should be a good strategy in determining investment in the property, but it was not easy. There are different kinds of Property Investing courses - Seminars, Property Sourcing, Real Estate Investing Coaching, Home studies plus and much more. The first decision you need to make is "What kind of Property Investment Course I want to do".</span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;">In terms of determining the type of investment in proverti largely determined by your current circumstances. Someone who already has 10 properties may be looking for something different than someone who just started their trip investment property.</span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;">The main point that separates the investment program most of this property</span></div><div class="MsoListParagraphCxSpFirst" style="font-family: Georgia,"Times New Roman",serif; text-indent: -18pt;"><span style="font-size: small;">·<span style="font-size-adjust: none; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span><span style="font-size: small;">Some investment properties Colleges you step by step education or guidance on 'how to invest in property. Then after you finish the course investment property it's up to you to do the follow up of the knowledge you have gained.</span></div><div class="MsoListParagraphCxSpLast" style="font-family: Georgia,"Times New Roman",serif; text-indent: -18pt;"><span style="font-size: small;">·<span style="font-size-adjust: none; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span><span style="font-size: small;"> Other property investment program will be much more 'one and one' and really hold your hand as you go through the process of purchasing your investment property. Generally, this course will be 'source' is actually a property to you.</span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;">So the Property Investment Course If you choose?</span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;">Education and do it yourself approach</span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;">Or</span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;">Let the professionals make decisions and approach to hold my hand</span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;">There is no right or wrong answer here, but it just depends on your personal situation.</span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;">Let's see some positive and negative aspects of both types of investment property only.</span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;">Education and do it yourself approach</span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;">This style is suitable for property investment are the people who have the desire (and time) to become a professional long-term investors. At the time this strategy will be difficult and you may even feel like giving up but if you choose a good course then you should feel supported enough to be able to put those instructions into action. The main benefit of this type of course is that once you have learned, understand and apply the information you will forever have these skills you want.</span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;">The best thing about most of the courses that property investment is that almost all 100% money back guarantee offer. This gives you the option of no risk to try the course and if he lives in the hope that then you can decide to save it.</span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;">Let the professionals make decisions and approach to hold my hand</span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;">This style is suitable for property investment are a number of different people. If you do not have enough time or just not interested to learn how to invest in property but wants the results of the few courses can be great. Or if you want to become a professional investor but feel like you need a helping hand with the first one or two properties that you buy - just to make sure you do everything right.</span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;">Generally, property investment program that includes sourcing property will cost a little more than programs that only offer education.</span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;">So what type of person are you? Remember that there is no right or wrong answers, you just need to find a property investment course that best suits your needs. The most important thing is that you actually take some action and start your property investment journey. If you have not bought an investment property then this time may feel like an impossible dream but trust me - once you start increasing your knowledge will be surprised how quickly you can begin to create a portfolio of properties.</span></div>Unknownnoreply@blogger.com9tag:blogger.com,1999:blog-5174144162928752208.post-58362713919945522212011-02-23T13:17:00.003+07:002011-02-23T13:17:43.607+07:00property investment strategy<span class="fullpost">Many people want to invest with high returns but with little risk. It is very difficult because in accordance with the principles of investment that hight risk hight return. <br />
<br />
But it is not absolute. With knowledge of investment and by following the tips, tricks and suggestions listed below you can ensure that you avoid (or at least minimizing) any loss incurred on your investment<br />
<br />
1. Think long term <br />
Property, whether land or buildings, is a long term investment. There might be situations where you might be able to earn some quick bucks by buying and selling property quickly but it is best to treat your investment as a long term option. You will be able to gain more profit due to capital appreciation over a longer period of time. You must know this situation.<br />
2. Select an appropriate location <br />
Investing in property is very sensitive to the location. Good location areas will provide benefits in a relatively short time and considerable amounts. Select a location lang likely to develop in the near future. as an aid, you can see the city plan made by the local government.<br />
3. Take care with the loan<br />
Do proper and comprehensive background research before going for a loan. Remember to read the fine print. Chose the minimum of interest rate with plat rate.<br />
4. Get advice from a financial expert <br />
It is always recommended that you work in conjunction with a financial advisor or an accountant. This will ensure the correct procedures being followed as also avoid any pitfalls in the investment.<br />
This is obviously not a comprehensive, let alone an exhaustive list. But keeping these tips in mind will go a long way in helping you plan your investment.<br />
Although any type of real estate or property would be good investment, apartments are probably the best bet. The simple logic behind this is the fact that an apartment, apart from being a good and regular source of income for you, can also be turned into your own abode, if you feel like it. If you are looking for an apartment in Wollongong, you don’t need to look far; Invest Construct Pty Ltd is here for you. Based in the glorious Illawarra, Invest Construct Pty Limited has been involved in property development within the Wollongong City area since commencing operation in 1996. With a care for quality and value-for-money Invest Construct has adopted an in-house design and estimating policy resulting in the best possible outcome for investors and owner-occupiers.<br />
The range of projects handled by this company is substantial and varied. Wollongong’s skyline today is replete with buildings that have been developed by Invest Construct. The range includes such developments as Abercrombie (1994), Rowland (1996), Osborne (1998), Atchison (2000), Loftus (2003) and Kembla (2005). All of these have become landmarks in the city and the company is currently selling The Shores and Best Western Wollongong<br />
<br />
</span>Unknownnoreply@blogger.com9tag:blogger.com,1999:blog-5174144162928752208.post-31303467728429391272011-02-23T05:17:00.000+07:002011-02-23T05:17:55.785+07:00Affiliate Marketing On Facebook<span class="fullpost">More and more people are using facebook every day. Mualai of children, adolescents, adults samapai with parents using facebook. more than 500 million active users on facebook individuals and 50% of that log in every day. 70% of facebook users not from USA. There are 190 countries and 20 million use facbook installed applications every day. 250 million are involved with a facebook to other external websites. Even mobile phones are used in interacting with others and their 200 million of them. More than 200 mobile operators in 60 countries promoting facebook. This shows great potential on facebook as a medium for marketing.<br />
<br />
Facebook account you'll use for business should be different with your facebook account to socialize. A lot of facebook users were just for socialization only and we don't want them to go away. Let us keep our current facebook friends and interact with them naturally. Now having a new account in facebook for business is the best way in order to identify our specific viewers and audiences of interest. Ask some of your current friend to join your society and be honest of what it is all about. Load your wall with free knowledge of how to make money using your affiliate products. Do it everyday and invite more people all over the world. Facebook Group<br />
What is facebook group? It is a special feature on facebook where we can create a specific group of our desire in a specified interest. This is a powerful tool we can use on facebook because it is a live forum platform where we can chat with each other live. Meaning, fresh ideas can be build here and more topic will be exposed here. A direct question and answer portion will be happening too. Search inside the facebook and join other group related to your product or topic. In this way you can widen your audience and you going to a have huge opportunity to sell your products. </span><br />
<br />
<span class="fullpost">Facbook Fan Page<br />
It is another facebook tool where we can leverage and make the best of it. It is an extension to your website, blogs or affiliate site and promotes your product. There are tons of tool we can apply on your fan page and modify it until it will look more decent and convincing. Post banner in your fan page and more articles related to your product to sell. Remember, keep doing it everyday and you will achieve your goal as an affiliate marketer. Add more friends everyday and be professional in approaching them. </span>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-5174144162928752208.post-84937351558268440772011-02-18T13:10:00.004+07:002011-02-18T13:17:26.660+07:00Choosing Business Location<div class="MsoNormal"><span style="font-size: small;">In a business, location is a very important role in achieving success. Especially in the retail business. Before determining the location of the retail business there are some things you need to note that later can be a consideration in determining the<a href="http://myeconomicinfo.blogspot.com/2011/02/choosing-business-location.html"> location of your retail business</a>. Consider the following questions:</span></div><div class="MsoNormal"><span style="font-size: small;">1. Who are your customers?</span></div><div class="MsoNormal"><span style="font-size: small;">2. How do you visualize your building?</span></div><div class="MsoNormal"><span style="font-size: small;">3. Do you know what you want to sell and what the benefits of your business?</span></div><span style="font-family: "Calibri","sans-serif"; font-size: small; line-height: 115%;">4. Area where your retail, storage, office, or the size you need? </span><br />
<div class="MsoNormal"><span style="font-size: small;">If you do not know the answers to these questions, it will be difficult for you to find that perfect location to produce the maximum profit for your retail store.</span></div><div class="MsoNormal"><span style="font-size: small;">Commodity</span></div><div class="MsoNormal"><span style="font-size: small;">Identify what type of product you sell, because some products will require certain types of locations. You need to know whether you should consider a shop, store or shop the special shopping.</span></div><div class="MsoNormal"><span style="font-size: small;">1. Comfort items require easy access, allowing customers to make quick purchases. A mall would not be a good location for convenience goods. These products are low price and bought by many customers.</span></div><div class="MsoNormal"><span style="font-size: small;">2. Specialty goods are more unique than most products and customers generally will not mind traveling out of the way to purchase the product. A specialty shops can also do well near other shopping stores.</span></div><div class="MsoNormal"><span style="font-size: small;">3. A shopping stores typically sell at higher prices are often carried by the customer. Furniture, cars and clothing are examples of high-end products found in a store shopping. Because prices of goods, customers usually want to compare prices before making a purchase. Therefore, retailers would do well to find their shop in similar stores.</span></div><div class="MsoNormal"><span style="font-size: small;">Population and Your Customers</span></div><div class="MsoNormal"><span style="font-size: small;">Regional research carefully before making a final decision. Read local newspapers and talking with other small businesses in the area. Get the demographic location of the local library, trade room from the Census Bureau. These resources will give you information about, income and age of local residents. If you know who your target market, make sure you find the location where they live, work and shop.</span></div><div class="MsoNormal"><span style="font-size: small;"><br />
</span></div><div class="MsoNormal"><span style="font-size: small;">Accessibility, Visibility and Traffic</span></div><div class="MsoNormal"><span style="font-size: small;">An area with a lot of traffic does not mean that it will also generate a lot of customers. Retailers want to be placed where there are many buyers but only if the purchaser meets the definition of their target market. small retail stores to take advantage of the traffic near the larger stores.</span></div><div class="MsoNormal"><span style="font-size: small;">1. How many people walk or take a train through the site?</span></div><div class="MsoNormal"><span style="font-size: small;">2. Is the area served by public transport?</span></div><div class="MsoNormal"><span style="font-size: small;">3. Can customers and delivery trucks easily in and out of the parking lot?</span></div><div class="MsoNormal"><span style="font-size: small;">4. Is there adequate parking?</span></div><div class="MsoNormal"><span style="font-size: small;">Depending on your type of business, it is wise to have somewhere between 5 and 8 parking spaces at 1,000 square feet of retail space.</span></div><div class="MsoNormal"><span style="font-size: small;">Signage, Zoning and Planning</span></div><div class="MsoNormal"><span style="font-size: small;">Before signing the lease, make sure you understand all the laws, policies and procedures relating to the location of your grocery store. Contact the local city hall and the commission zones for information about the regulations regarding signage. Ask about any restrictions that may affect your retail operations and future plans that could change the traffic, such as road construction.</span></div><div class="MsoNormal"><span style="font-size: small;">Competition and Neighbors</span></div><div class="MsoNormal"><span style="font-size: small;">Other business areas in the candidate location you really can help or hurt your grocery store. Determins if your type of business that is compatible to your store. For example, a high-end fashion boutiques may not be successful in the various discount stores. Place next to the nail salon or hair and may be doing more business.</span></div>Unknownnoreply@blogger.com2tag:blogger.com,1999:blog-5174144162928752208.post-88250806189035491302011-02-12T17:33:00.001+07:002011-02-12T17:34:45.454+07:00Business coaches<div class="MsoNormal">In each case every one need a teacher. Humans can learn from the seniors, the experience of others, books, or on natural events. Likewise, if you want to succeed in <b><a href="http://myeconomicinfo.blogspot.com/2011/02/business-coaches.html">business </a></b>in a relatively short time then we need teachers. There are several reasons why we need teachers in the business, such as:</div><div class="MsoNormal"><br />
</div><div class="MsoNormal"><b>1. Coach gives way of looking outside the box</b></div><div class="MsoNormal"><br />
</div><div class="MsoNormal">It is impossible for everyone to look at him self. Coach can see what is the weakness of you. Like a chess game, people who see these games can usually be more to see the weaknesses of the players. Thus the coach could give advice to you in taking action</div><div class="MsoNormal"><br />
</div><div class="MsoNormal"><br />
</div><div class="MsoNormal"><b>2. To make sure you stay on track</b></div><div class="MsoNormal"><br />
</div><div class="MsoNormal">In every business there is usually a short-term plans, medium term and long term. Most of us difficult to continue to follow a predefined plan. Thus the coach can serve as a watchdog that will remind you if you've strayed far from the plan.</div><div class="MsoNormal"><br />
</div><div class="MsoNormal"><b>3. Coach can be a stabilizer Motivation and Energy</b></div><div class="MsoNormal"><br />
</div><div class="MsoNormal">We know that the spirit can rise and fall. By engaging in an intensive program, coaches can work as a voltage stabilizer that stabilizes the spirit, to still have enough energy to the finish line. Coach has the ability for athletes “SPIRIT”, and energetic performing each exercise.</div><div class="MsoNormal"><br />
</div><div class="MsoNormal"><b>4. Coach Gives clear SUCCESS MAP</b></div><div class="MsoNormal"><br />
</div><div class="MsoNormal">Like was driving to a destination, a driver will have difficulty if you do not have a guide, at least there should be a guide map and compass tool. Coach has two functions, namely to give a map / road and in the right direction towards success.</div><div class="MsoNormal"><br />
</div><div class="MsoNormal"><b>5. Resource brainstorming two-way</b></div><div class="MsoNormal"><br />
</div><div class="MsoNormal">Imagine, how good a coach as well as discussing a mutual friend to build. Coach will give positive feedback about all the things that are constructive, and this is very powerful for mental and physical development of athletes. Be a very big opportunity is wide open if this strategic relationship built consistently.</div><div class="MsoNormal"><br />
</div><span style="font-family: "Times New Roman"; font-size: 12pt;">On the sports field to the presence of coaches, even in your business. The competition is going on during the business life, have we as business owners realize the hidden dangers due to not having a <a href="http://myeconomicinfo.blogspot.com/2011/02/business-coaches.html"><b>business coach</b></a>?</span><br />
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<span style="font-family: "Times New Roman"; font-size: 12pt;">source : antaranews</span>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-5174144162928752208.post-64076586517718269452011-02-08T21:50:00.000+07:002011-02-08T21:50:17.424+07:00Save your money when shopping<div style="font-family: Georgia,"Times New Roman",serif;"><!--[if gte mso 9]><xml> <w:WordDocument> <w:View>Normal</w:View> <w:Zoom>0</w:Zoom> <w:PunctuationKerning/> <w:ValidateAgainstSchemas/> <w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid> <w:IgnoreMixedContent>false</w:IgnoreMixedContent> <w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText> <w:Compatibility> <w:BreakWrappedTables/> <w:SnapToGridInCell/> <w:WrapTextWithPunct/> <w:UseAsianBreakRules/> <w:DontGrowAutofit/> </w:Compatibility> <w:BrowserLevel>MicrosoftInternetExplorer4</w:BrowserLevel> </w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml> <w:LatentStyles DefLockedState="false" LatentStyleCount="156"> </w:LatentStyles> </xml><![endif]--><!--[if gte mso 10]> <style>
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</style> <![endif]--> </div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span class="hps"><span lang="EN">Many</span></span><span lang="EN"> <span title="Klik untuk terjemahan alternatif"><span class="hps">people</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">are</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">addicted to</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">shopping</span></span><span title="Klik untuk terjemahan alternatif">, especially</span> <span title="Klik untuk terjemahan alternatif"><span class="hps">women</span></span><span title="Klik untuk terjemahan alternatif">.</span> <span title="Klik untuk terjemahan alternatif"><span class="hps">Spending</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">time</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">and</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">money</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">for</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">shopping</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">has</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">become</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">commonplace</span></span><span title="Klik untuk terjemahan alternatif">.</span> <span title="Klik untuk terjemahan alternatif"><span class="hps">Things like</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">this</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">can</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">make</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">your</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">head</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">dizzy</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">on how to</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">manage</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">your</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">household</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">budget</span></span><span title="Klik untuk terjemahan alternatif">.</span> <span title="Klik untuk terjemahan alternatif"><span class="hps">To fix this</span></span><span title="Klik untuk terjemahan alternatif">,</span> <span title="Klik untuk terjemahan alternatif"><span class="hps">here are</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">some</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">tips from</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">me</span></span><span title="Klik untuk terjemahan alternatif">:</span><br />
<br />
<span class="hps"><span title="Klik untuk terjemahan alternatif">1</span></span><span title="Klik untuk terjemahan alternatif">.</span> <span title="Klik untuk terjemahan alternatif"><span class="hps">Use</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">your money</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">wisely</span></span><span title="Klik untuk terjemahan alternatif">.</span> <span title="Klik untuk terjemahan alternatif"><span class="hps">Take</span> <span title="Klik untuk terjemahan alternatif"><span class="hps">your money</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">to taste</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">according</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">to</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">your</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">spending</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">needs</span></span><span title="Klik untuk terjemahan alternatif">.</span> <span title="Klik untuk terjemahan alternatif"><span class="hps">Make</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">your</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">grocery list</span></span><span title="Klik untuk terjemahan alternatif">,</span> <span title="Klik untuk terjemahan alternatif"><span class="hps">and</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">that</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">is important</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">to remember</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">is</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hpsatn">"</span></span><span title="Klik untuk terjemahan alternatif">buy</span> <span title="Klik untuk terjemahan alternatif"><span class="hps">the things</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">you</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">really</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">need</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">and</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">not the</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">goods</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">you want</span><span title="Klik untuk terjemahan alternatif"> to be owned</span>.</span><br />
<br />
<span class="hps"><span title="Klik untuk terjemahan alternatif">2</span></span><span title="Klik untuk terjemahan alternatif">.</span> <span title="Klik untuk terjemahan alternatif"><span class="hps">Before you go</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">shopping</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">you should</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">know the</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">estimate</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">or</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">price range</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">of</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">goods</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">that you</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">buy</span></span><span title="Klik untuk terjemahan alternatif">.</span> <span title="Klik untuk terjemahan alternatif"><span class="hps">Do not</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">stare</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">at</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">one</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">store</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">only</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">and</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">try</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">to</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">find</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">information</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">on the</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">price of</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">other stores</span></span><span title="Klik untuk terjemahan alternatif">.</span><br />
<br />
<span class="hps"><span title="Klik untuk terjemahan alternatif">3</span></span><span title="Klik untuk terjemahan alternatif">.</span> <span title="Klik untuk terjemahan alternatif"><span class="hps">Shop</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">at</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">bargain</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">prices</span></span><span title="Klik untuk terjemahan alternatif">.</span> <span title="Klik untuk terjemahan alternatif"><span class="hps">Based on</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">your</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">experience</span></span><span title="Klik untuk terjemahan alternatif">,</span> <span title="Klik untuk terjemahan alternatif"><span class="hps">certainly</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">within</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">a</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">year</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">there are</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">certain times</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">when</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">the price of</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">cheap</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">goods</span></span><span title="Klik untuk terjemahan alternatif">,</span> <span title="Klik untuk terjemahan alternatif"><span class="hps">for example</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">at</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">the end of</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">the year</span></span><span title="Klik untuk terjemahan alternatif">.</span> <span title="Klik untuk terjemahan alternatif"><span class="hps">Purchases of</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">goods</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">durable</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">goods</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">such as</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">clothing</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">and</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">others</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">who</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">can</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">you</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">save</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">it first.</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">But</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">this way</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">is less</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">suitable</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">for</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">people</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">who</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">always</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">follow the</span></span> <span title="Klik untuk terjemahan alternatif"><span class="hps">latest model</span></span></span></span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><br />
</div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span class="longtext">4. </span>You may shop in dollar stores where you can find items that are on sale and where prices are low. Although the quality of some items is not the same when you buy in malls and shopping galleries but the merchandises are still new and not yet used. These stores can provide you the best prices that can cope with on your budget.</div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><br />
</div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;">5. Another way to save money while shopping is to economize the travel you make in finding the stores you want to buy an item. You may take a stop on your daily route to check if the items you buy regularly have not changed their prices or are still in the price of your budget. You may purchase the item even before you do your shopping schedule. This can save you fuel and time.</div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><br />
</div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;">6. Try to find discount stores that offer quality items that have discounts and can offer a very affordable price on your desired item. The prices on discount stores may vary depending on the season of the year. These stores can be located in large shopping areas like in malls and shopping galleries.</div>Unknownnoreply@blogger.com2tag:blogger.com,1999:blog-5174144162928752208.post-76695807585080409542011-02-04T07:46:00.001+07:002011-02-04T07:47:11.339+07:00Make Business Out of Foreclosed Homes<div class="MsoNormal">At first glance, the prospect does not seem to spoil for those wishing to start their own business on the side while holding day jobs. It also may seem risky for those who want to jump into the business of selling real estate full time since the hotel was the former.</div><div class="MsoNormal">home for sale</div><div class="MsoNormal">Small-time investors to seek gold in the economy is bad, if you have a financial IQ can help sniff the good from the bad. When the bad economy at the beginning of 1990, Robert Kiyosaki Rich Dad, Poor Dad fame does not go directly to the local real estate office. Instead, he went to the office to find a bankruptcy lawyer in negotiating transactions taken over the house could easily sell it again in 90 days. The reason I chose to households in difficulty is that these properties are often sold at lower prices, about 30 percent less than their market value. All he had was subtle, simple way to finance standards, research, and a lot of guts to back him in his business.</div><div class="MsoNormal">Some smart people tend to keep their jobs and real estate flipping in his spare time. A small transaction is taken over the house to produce a few thousand dollars, and investors after they make the company grow into a full time hobby.</div><div class="MsoNormal">Rentals</div><div class="MsoNormal">How others can make money from seizures is through leasing. A good way to increase personal income from their work day is to have a steady cash flow of small houses can be rented. This is especially attractive to families or individuals who work and still can not commit to buying their own homes because the economy is bad.</div><div class="MsoNormal">When the benefits of the housing market is up, that are rented the same house could be sold, even for twice the price paid by buyers of bad moments. Everything is a matter of time and a good eye for business.</div><span style="font-family: "Calibri","sans-serif"; font-size: 11pt; line-height: 115%;">This scheme can be repeated again and again when people take a second look over the house.</span>Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-5174144162928752208.post-53471813757170676872011-01-29T17:55:00.001+07:002011-01-29T20:40:18.051+07:00Fixed Rate Secured Loans<div class="MsoNormal">Some time we need loans from friends, family or financial institutions such as banks. These <b><i>loans</i></b> can be for investment purposes, school fees, fees for medical treatment, purchase houses, purchase of vehicles and other <b><i>financing</i></b>.</div><div class="MsoNormal"><br />
</div><div class="MsoNormal">When we decide to use <b><i>banking services</i></b> in <b><i>financing</i></b> our needs, then one thing of our concern is the <b><i>bank interest</i></b>. Each bank offers <b><i>loans</i></b> with varied <b><i>interest rates</i></b>. Some offer <a href="http://myeconomicinfo.blogspot.com/2011/01/fixed-rate-secured-loans.html"><b><i>fixed rate</i></b></a> and the other offer <b><i>floating rate</i></b>. Each offer has its own advantages respectively.</div><div class="MsoNormal"><br />
</div><div class="MsoNormal">In a system of <b><i>floating</i></b> rate bank usually offers <b><i>low interest</i></b> in a certain time, for example the first year, and then use the floating system. In this system there is no certainty in interest rates after the <a href="http://myeconomicinfo.blogspot.com/2011/01/fixed-rate-secured-loans.html"><b><i>fixed rate</i></b></a> period ends. When the economy is good and stable condition, usually it is advantageous for the borrower, while in an unstable <b><i>economic</i></b> situation this could be a boomerang for the lender.</div><div class="MsoNormal"><br />
</div><div class="MsoNormal">The system of <a href="http://myeconomicinfo.blogspot.com/2011/01/fixed-rate-secured-loans.html"><b><i>fixed interest</i></b></a> payments due to better ensure the sustainability of debt repayments and interest are not affected by economic conditions. Although the interest rate offered is usually higher than the floating rate system but this is safer for borrowers.</div><div class="MsoNormal"><br />
</div><div class="MsoNormal">Each option has risks respectively. In addition to the interest system, there is also the sharia system more friendly for the borrower, although not so popular in the community. Every person has the choice of each and all of them back on their personal.</div>Unknownnoreply@blogger.com36tag:blogger.com,1999:blog-5174144162928752208.post-65069768435431038592011-01-25T17:01:00.002+07:002011-01-25T21:36:09.842+07:00Fast Loan or Payday Loan<div style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;"><br />
</span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;">Finding Money is difficult for some of people, but managing money well is much more difficult. Many people who have high income, but their money is not managed well so quickly exhausted and can not be saved. Every one should have a savings account for emergencies needed when there are problems such as sickness, accident and others.</span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;">Tiadak For some people who have savings for things mendeak, must seek a solution to get money quickly. One of them is a <b><i>Fast loan or payday loan</i></b>. This is one way when other methods such as loans to friends or relatives is not possible anymore. So <b><i>fast loan</i></b> can be one solution to your finances.</span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: large;"><b><i><span style="line-height: 115%;">Fast Loan (paydayloan)</span></i></b></span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;"><b><i>Fast loan</i></b> can be obtained from the lending firm. Unlike the banks that require a long process for approval, from lending firm you will get approval on the spot after you fill out the online form. If your application is approved, then your loan money will be transferred to your account within 24 hours after approval.</span></div><div class="MsoNormal" style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small;">The need for fast payment requires fast loan. So there is little time to evaluate the paying capacity, credit standing, or financial status of the person. The only guarantee that lenders have is that the person will receive the paycheck in a few days time. In this regard, the payday loan as a fast loan is derived from the idea that the loan will be paid upon payday. Lenders then require that applicants provide the bank account where they receive their paycheck so they can readily debit the amount of the loan plus its interest and charges. </span></div><div style="font-family: Georgia,"Times New Roman",serif;"><span style="font-size: small; line-height: 115%;">Overall, fast loans are short-term loans secured with the person’s paycheck. It is then important that the person has a job that guarantees immediate payment of the loan. The use of a loan should be to meet obligations that require fast payment.</span></div>Unknownnoreply@blogger.com7tag:blogger.com,1999:blog-5174144162928752208.post-918903566732495002011-01-23T06:11:00.000+07:002011-01-23T06:11:03.004+07:00One Stop Travel Deals<b>Author: <a href="http://www.articlesbase.com/authors/diana-bluche/411507" title="Diana Bluche">Diana Bluche</a></b><br />
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Are you looking to find the best deals on travel and your next vacation? If you are planning a vacation and want to find the best deals that you can enjoy to help save money and still plan the best vacation, you can find all that you need with one stop travel online. You can choose the type of package that you want and you can book all of your travel plans together easily and in one place. You can book your hotel stay, transportation and airfare easily in one stop and be able to plan your whole vacation easily.<br />
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If you have been trying to find the best deals on one stop travel and want to be able to book your vacation easily and in one stop, you can go online and find everything you need to plan the best vacation. You can also find the best deals on some of the best locations to travel to. If you know when you are going to be traveling and want to find cheap deals on airfare and lodging, you can go online to the web site and find what you are looking for.<br />
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You can find that when you book all of your travel arrangements in one place and all together, you are able to save a lot of money. Booking your vacation online is quick and easy and in no time you will be able to find what you need to be ready to go. A lot of travel companies offer you great deals when you book early and choose a package that includes all of your expenses together. One stop travel is a great way to get the best deals on all of your travel expenses and plans. A lot of the popular hotels and resorts offer discounts when you book airfare and other travel plans at the same time.<br />
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If you have been trying to find the best deals on your next vacation and need to be able to plan when you are going to go, how you are going to get there and where you are going to stay, you can easily do all of that online at one stop travel. You will be able to choose from many of the best hotels and resorts that you can stay at and be able to choose your flights so that you find the best deals. If you plan early and book all of your travel plans online you can also save a lot of money and easily keep your plans organized. You can also get alerts for when the prices drop or if there are more affordable packages available.<br />
Article Source: <a href="http://www.articlesbase.com/travel-tips-articles/one-stop-travel-deals-2067052.html" title="One Stop Travel Deals">http://www.articlesbase.com/travel-tips-articles/one-stop-travel-deals-2067052.html</a><br />
<b>About the Author</b><br />
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For more information on <a href="http://onestoptravels.org/">one stop travel deals</a> visit <a href="http://onestoptravels.org/">http://onestoptravels.org</a>Unknownnoreply@blogger.com3